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Started By
Message
re: Car dealers have so much backlog, some 2022s are "new"
Posted on 12/2/23 at 9:34 am to SlowFlowPro
Posted on 12/2/23 at 9:34 am to SlowFlowPro
quote:
How do you "let" CC debt "go", exactly?
Start by not giving the card issuer any current information about yourself. Then simply cease ALL communication with them.
Creditors will NOT throw good $ after bad unless they absolutely know they can rather easily collect all of it back.
After 7 years all records get destroyed and credit report clears. Some entities destroy records after just 5 due to storage costs. (bank I worked for got some good deals buying older portfolios due to such costs. Think about mortgage docs, stored for 30+ years even electronically adds up)
0
Posted on 12/2/23 at 9:35 am to Bunk Moreland
Stock has never been limited. Vehicles now sit in parking garages off the lot so they can keep the appearance of low stock. It’s a scam to keep haggling to a minimum and it worked. Now it’s catching up.
Posted on 12/2/23 at 9:35 am to JohnnyKilroy
quote:
love how 80% of the OT has in depth knowledge of their neighbors and friends financial situation.
Fackler, Pandy aka nerd/douche extraordinaire has a rapist’s wit, but scans negative for any intelligible sense of humor males with a proclivity to procreate might relate with.
The neighbors he’s talking about live above him in 2B. Their mail gets dropped in the wrong slot most days and, being the piece of work he is he opens it, reads it, puts it back in the envelope, then slides it under the neighbor’s door after they go to work. The apartment complex manager doesn’t allow people to install Ring doorbells. So, he knows he won’t get caught. In his mind, he’s doing the right thing by making an example out of them here to mediate the deficit we’ve created regarding financial literacy.
It’s good thing he’s with us. He’s held in high regard, most particularly with the soccer board.
Posted on 12/2/23 at 9:36 am to el Gaucho
Chevy is pretty much made with parts from Mexico and their vehicles have been shite since the late 2010's. Jeeps are, well Jeeps and total junk. Gimme a Toyota or take the bus.
Posted on 12/2/23 at 9:37 am to Y.A. Tittle
Posted on 12/2/23 at 9:37 am to CaptainsWafer
quote:
This is where everyone who is poor on the OT fronts and talks about how their cars are paid off and they’ll drive their 2015 into the ground before buying new.
Ha. I’ll one-up the OT points: 2008 and 1999 vehicles. We do have a 0% interest 2021 kid hauler that somehow we got a good deal on. It looks like it has been through Mad Max ToddlerDome with 50k miles (I actually bought the factory extended warranty for first and only time). The old car/truck will probably outlast it.
Posted on 12/2/23 at 9:39 am to SlowFlowPro
Stellantis was less effected than others during the chip shortage. They were producing vehicles when others were slowing production. They now have more of a glut than the others.
Posted on 12/2/23 at 9:40 am to el Gaucho
Not much American about Chevy anymore. Toyota is more American. But you know that already 
Posted on 12/2/23 at 9:40 am to dewster
Looked at prices of Nissan Frontiers this week. I’ve always been a Nissan fan but I think my next vehicle may be a Colorado instead.
Posted on 12/2/23 at 9:41 am to BRgetthenet
That's the most I've ever seen you write.
Posted on 12/2/23 at 9:43 am to Freauxzen
quote:
Earlier this year it was that most Americans had no ability to pay a $15,000 emergency.
Recently there was a thread on how the male suicide rate has been spiking particularly among old men.
The conclusion was that it was because of woke-ism constantly attacking them through every outlet. But I think the real reason is debt or a lack of savings. When you're young you can dig yourself out of a financial hole, sacrifice comforts or make lemonade out of lemons. That doesn't work when you're older and some of these older people without a safety net are reading the economic handwriting on the wall.
At some point you realize it's too late to start over - there's no fixing this and things will always get worse. So the choice becomes live under a bridge and eat cat food as your body painfully withers away without medical attention or take the fentanyl way out. Even people with children who would take them in as helpless wards don't want to be that burden. It's sad but we need to do a better job of teaching personal finance and the benefits of retirement planning in school.
Posted on 12/2/23 at 9:46 am to VetteGuy
Say baw!
Did you leave the NS?
Last time I talked to you, it was about the hot Mandeville check cop. I thought you said you were gonna find her, or bang her. Either way, after that your account was wiped clean.
I’m about to need a new car. You still around?
Did you leave the NS?
Last time I talked to you, it was about the hot Mandeville check cop. I thought you said you were gonna find her, or bang her. Either way, after that your account was wiped clean.
I’m about to need a new car. You still around?
Posted on 12/2/23 at 9:46 am to OKBoomerSooner
quote:
Why don't they lower the price?
I don't think they can, financially or contractually (via dealership agreements)
Posted on 12/2/23 at 9:48 am to JohnnyKilroy
quote:
you are rooting for things to be bad. Weirdo.
Hoping our economy returns to a more rational state to avoid this bubble-based economy we've relied on for at least 30 years, isn't a bad thing.
The current situation is not sustainable. We have over-inflated assets across the board which created a credit crisis just for a normal life. Economies are never supposed to only work in one direction. That's not healthy.
Posted on 12/2/23 at 9:49 am to Clark W Griswold
quote:
Stock has never been limited. V
LOL
Posted on 12/2/23 at 9:49 am to dewster
quote:
higher interest rates
Our expedition was 3%.
I was highly pissed when wife totalled the tahoe and I shat myself on these new vehicle prices
Posted on 12/2/23 at 9:50 am to dewster
Ford has some good incentives right now.
1.9 for 36.
1.9 for 36.
Posted on 12/2/23 at 9:51 am to AUFANATL
quote:
But I think the real reason is debt or a lack of savings.
As Bill Clinton once (maybe) said, it's the economy, stupid.
Same driver for drug addiction/abuse and all sorts of social pathologies.
There is a reason the Rust Belt has gone from the halcyon view of Americana to a meth/fentanyl-filled shithole.
Posted on 12/2/23 at 9:51 am to BRgetthenet
Yep, was in Scottsdale for a few years, but back now.
Watcha looking at?
Watcha looking at?
Posted on 12/2/23 at 9:52 am to Clark W Griswold
quote:
Stock has never been limited. Vehicles now sit in parking garages off the lot so they can keep the appearance of low stock.
Worked a Summer and Fall in college for one of the top 60 Buick dealers in the world (they got special edition vehicles for their efforts as gifts from GM) and they used the tactic back then, around 1984.
Look around the dealership for basic buildings, without signage, and start keeping watch for new vehicles there. May even learn delivery schedule if location is handy.
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