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Are student loans (for undergrads) trashy?
Posted on 7/9/18 at 7:31 pm
Posted on 7/9/18 at 7:31 pm
Back in the day, most middle class kids had parents pay for college with college savings, or at least had a plan with the kid to combine the amount of savings and job kid got in college to pay for college.
I understand loans for grad school and professional school, but racking up significant amount of student loan debt as an undergrad seems like a significant lack of foresight and judgement from both parents and students, and is therefore trashy.
I understand loans for grad school and professional school, but racking up significant amount of student loan debt as an undergrad seems like a significant lack of foresight and judgement from both parents and students, and is therefore trashy.
20
Posted on 7/9/18 at 7:31 pm to Ric Flair
It’s not trashy, it’s just potentially very stupid
Posted on 7/9/18 at 7:33 pm to Ric Flair
quote:
Are student loans (for undergrads) trashy?
Spoken just like a guy that has "nice jeans" and no college degree.
Posted on 7/9/18 at 7:33 pm to Ric Flair
I would imagine that economic events in this century likely wiped out a lot of student loan savings accounts for middle class families.
Posted on 7/9/18 at 7:35 pm to Ric Flair
Well considering the cost of school has risen much faster than income, I understand parents not being able to afford to send their children to college.
You use to get 4 years for 10-12k not you are looking at 25-30k
You use to get 4 years for 10-12k not you are looking at 25-30k
Posted on 7/9/18 at 7:36 pm to Ric Flair
I’m planning to fund my kids college by saving money when they’re young. My parents did the same for me.
I wouldn’t call it trashy but poor planning on the parents part
I wouldn’t call it trashy but poor planning on the parents part
Posted on 7/9/18 at 7:37 pm to Ric Flair
quote:
Ric Flair
Wrestling is trashy.
Posted on 7/9/18 at 7:38 pm to Ric Flair
Pretty much all posts with the word trashy in the subject are trashy.
Posted on 7/9/18 at 7:38 pm to Ric Flair
It's all a house of cards. Much like other leveraged facets of our so-called economy, it will come crashing down. We're a bought on credit broke arse smoke and mirrors nation if there ever was one.
Posted on 7/9/18 at 7:39 pm to yellowfin
My boy goes into 6th next year. I have a couple of years saved up, but damn I went to LSU for 8 years. I need to step it up.
Posted on 7/9/18 at 7:42 pm to Ric Flair
I was fortunate enough to have parents that paid for mine. Granted LSU was like $1200 per semester when I went. My dad had 3 of us in college at the same time.
Posted on 7/9/18 at 7:43 pm to yellowfin
I paid over $ 2500.00 a month for grammar and high school and ( well over $200,000.00 ) and paid partial college for all my kids. In college they borrowed the difference so they would have skin in the game. It teaches them responsibility.
Posted on 7/9/18 at 7:43 pm to Ric Flair
It’s trashy for bs degrees. But for some it’s the only way they can pay for school. Loans for a good degree is worth it
Posted on 7/9/18 at 7:43 pm to Ric Flair
quote:
Back in the day, most middle class kids had parents pay for college with college savings, or at least had a plan with the kid to combine the amount of savings and job kid got in college to pay for college.
Nothing teaches adulthood like giving money to a college aged kid.
Believe it or not some people pay their own way through.
That said taking out loans for an engineering, science, accounting, or finance degree isnt dumb.
Posted on 7/9/18 at 7:44 pm to Ric Flair
I disagree. My parents divorced when my 3 siblings and myself were young. I was 1 year before TOPS started. Neither could afford my tuition even at $1,999.00 for my last semester in 2004. Trashy is assuming that you understand everyone’s situation. I make enough to pay my monthly payment especially at 2% interest.
Posted on 7/9/18 at 7:44 pm to Sneaky__Sally
So if the market downturn killed their savings, why can’t they have a frank conversion with their kids saying “we can’t afford tuition at xyz college, go to abc college (would say junior college, but they aren’t that prominent in LA), then transfer to the bigger public school.
My parents told me “we can’t afford it” growing up.
My parents told me “we can’t afford it” growing up.
Posted on 7/9/18 at 7:45 pm to Sao
quote:
It's all a house of cards. Much like other leveraged facets of our so-called economy, it will come crashing down. We're a bought on credit broke arse smoke and mirrors nation if there ever was one.
And as long as parents keep saving $100k in college funds and kids keep taking out $100k in college loans nothing will ever change.
We have almost reached the point where going to community college for 2 years and then transferring to a state school is the smart/responsible/forward thinking route.
Parents spending or kids borrowing $100k for a worthless undergrad degree is trashy as frick.
Posted on 7/9/18 at 7:46 pm to Potcove
quote:
I was 1 year before TOPS started. Neither could afford my tuition even at $1,999.00 for my last semester in 2004.
Damn how long were you in college?
Posted on 7/9/18 at 7:47 pm to Ric Flair
quote:Back in the day, you could pay for college with a job.
Back in the day, most middle class kids had parents pay for college with college savings, or at least had a plan with the kid to combine the amount of savings and job kid got in college to pay for college.
That is completely out of the question now.
quote:College is expensive as frick and even schools like LSU cost upwards of $120,000 for 4 years.
I understand loans for grad school and professional school, but racking up significant amount of student loan debt as an undergrad seems like a significant lack of foresight and judgement from both parents and students, and is therefore trashy.
Imagine having more than one child.
Destroy all government loan programs and you’ll fix the problem.
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