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Started By
Message
Anybody use Progressive's snapshot device in their vehicle?
Posted on 4/4/17 at 8:43 am
Posted on 4/4/17 at 8:43 am
If so, how did it affect your insurance rate?
14
Posted on 4/4/17 at 8:44 am to High C
I did and got 30% off of my insurance.
Posted on 4/4/17 at 8:45 am to High C
Would never. Premiums might skyrocket
Posted on 4/4/17 at 8:46 am to High C
quote:Why isn't this standard equipment in all vehicles? Like seatbelts...
snapshot device
Posted on 4/4/17 at 8:47 am to High C
I drive aggressively. I think it might hurt me 
Posted on 4/4/17 at 8:48 am to High C
It depends on how much you drive on a daily basis and your driving behavior.
In a big city, with lots of stop and go traffic and quick stops, you're kind of hosed. The device records all of your quick stops.
I drive 50 miles per day round trip for work, so it wasn't worth it for me.
In a big city, with lots of stop and go traffic and quick stops, you're kind of hosed. The device records all of your quick stops.
I drive 50 miles per day round trip for work, so it wasn't worth it for me.
Posted on 4/4/17 at 8:48 am to tigerpawl
quote:
Why isn't this standard equipment in all vehicles? Like seatbelts...
Posted on 4/4/17 at 8:49 am to Bayoumike
If you're in Louisiana you are going to have an above average premium compared with other states. Try it, it can't hurt.
Posted on 4/4/17 at 8:51 am to Paul Allen
quote:
try it, it can't hurt.
Or can it? Can they raise your rates?
Posted on 4/4/17 at 8:51 am to High C
My rate would be $1200 a month with that thing in my truck. Now get the hell in the right lane and out of my damn way!
Posted on 4/4/17 at 8:52 am to High C
Depends on how you drive. You can get up to 30% max discount, but depends on how you drive (hard brakes, fast accel, late night driving, amount of driving time). It can hurt your rate if you constantly slam bakes or floor the gas pedal, but as long as you drive fairly normal it should help you.
ETA: I ended up with 15% credit
ETA: I ended up with 15% credit
This post was edited on 4/4/17 at 8:52 am
Posted on 4/4/17 at 8:53 am to Bayoumike
I use SafeCo Insurance equivalent (kind of). Every so often I get a text to send them a pic of my odometer. Since my office is less than 3 miles from my home, it saves quite a bit. I spend far less time on the road than the average driver so why pay the average?
Posted on 4/4/17 at 8:54 am to Tiger Prawn
If you think you can drive carefully for the time period they require it (it didn't used to be something that was indefinite), it's worth trying. I think I got like 15 or 20% off. I saved a lot more just switching to GEICO, though.
Posted on 4/4/17 at 8:56 am to High C
No but If you could figure out how to hack into like the boys at VW did to beat emissions tests you could make a fortune in Louisiana
Posted on 4/4/17 at 9:10 am to High C
I had one. Was working from home at the time and barely drove. Only got dinged for hard stops a handful of times. Got no discount. You are giving them valuable data for free.
Posted on 4/4/17 at 9:25 am to High C
If you don't drive like a bat outta hell and you're not out all night every night it may benefit you.
Progressive, Safeco, and most other major auto carriers just took a statewide rate increase so if you can save a little do so.
Progressive, Safeco, and most other major auto carriers just took a statewide rate increase so if you can save a little do so.
This post was edited on 4/4/17 at 9:28 am
Posted on 4/4/17 at 9:27 am to tigerpawl
quote:
Why isn't this standard equipment in all vehicles? Like seatbelts...
Because my insurance company, or government for that matter, has no goddamn business tracking my driving behavior.
Posted on 4/4/17 at 9:48 am to High C
I used it in my car and saved 12%. They told me it couldn't increase my premium when I first ordered the device. Don't know how true that is.
Posted on 4/4/17 at 9:51 am to Dont_Call_Me_RAY
quote:
I use SafeCo Insurance equivalent (kind of). Every so often I get a text to send them a pic of my odometer. Since my office is less than 3 miles from my home, it saves quite a bit. I spend far less time on the road than the average driver so why pay the average?
Safeco has the best on the market.
I write both companies through my agency, and Progressive's is terrible. It beeps at you constantly for "hard braking" (more than slowling 10 mph/per second).
I only advised one client to do it, as I know her driving habits. You have to have it in for six months. And, your rates CAN go up.
SafeCo's is amazing. Doesn't beep, and you save a minimum of 5% (10% for LA and OK clients). Only have to have it for three months.
Posted on 4/4/17 at 9:52 am to High C
Got 30% off. Had nightmares about hard breaking for like a year though lol
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