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3rd-Party Check Cashing - NOLA

Posted on 1/31/17 at 7:12 am
Posted by tigertiger
Baton Rouge
Member since Aug 2008
107 posts
Posted on 1/31/17 at 7:12 am
Is there a place that will cash a check from a 3rd-party company check in New Orleans? I'm trying to surprise my SO with a really nice gift for Valentine's Day and would prefer not to use my primary bank account.

Thanks in advance.
Posted by fishfighter
RIP
Member since Apr 2008
40026 posts
Posted on 1/31/17 at 7:13 am to
Posted by J311slx
Las Vegas
Member since Sep 2011
1978 posts
Posted on 1/31/17 at 7:14 am to
The bank that it's drawn from?
Posted by tigertiger
Baton Rouge
Member since Aug 2008
107 posts
Posted on 1/31/17 at 7:14 am to
JPMorgan Chase Bank
Posted by whit
Baton Rouge
Member since Sep 2010
10998 posts
Posted on 1/31/17 at 7:14 am to
quote:

I'm trying to buy some oxy

Fify
Posted by mikelbr
Baton Rouge
Member since Apr 2008
47497 posts
Posted on 1/31/17 at 7:15 am to
quote:

tigertiger LSU Fan Baton Rouge Member since Aug 2008
99 posts



quote:


Is there a place that will cash a check from a 3rd-party company check in New Orleans? I'm trying to surprise my SO with a really nice gift for Valentine's Day and would prefer not to use my primary bank account.



This has intrigue written all over it.
Posted by Panny Crickets
Fort Worth, TX
Member since Sep 2008
5596 posts
Posted on 1/31/17 at 7:16 am to
What's going on right now
Posted by Mir
Member since Sep 2016
2777 posts
Posted on 1/31/17 at 7:17 am to
The bank it was issued by, or any of the thousand corner stores with check cashing signs.

How do you function as an adult without knowing basic information like cashing a check?
Posted by tigertiger
Baton Rouge
Member since Aug 2008
107 posts
Posted on 1/31/17 at 7:19 am to
A lot of banks, including Chase, require you to have a bank account with them to cash a 3rd-party check.

Am I going to be relegated to using one of those shady "Checks Cashed Here!" places in the dangerous part of town? What are typical fees associated with that process?
Posted by Mir
Member since Sep 2016
2777 posts
Posted on 1/31/17 at 7:20 am to
Yes you will. I don't know the fees my wife doesn't monitor our bank account because we aren't poor

If your name is on the check and you go to the bank it's drawn from they will only require ID and a small fee from the check to cash it
This post was edited on 1/31/17 at 7:22 am
Posted by LSU6262
Member since Jun 2008
7492 posts
Posted on 1/31/17 at 7:22 am to
Your SO, hopefully a spouse if y'all share a joint account, will not be able to see that you cashed a check using the acct as recourse. Only if you deposit it.

This is why people need separate credit cards
This post was edited on 1/31/17 at 7:22 am
Posted by tigertiger
Baton Rouge
Member since Aug 2008
107 posts
Posted on 1/31/17 at 7:22 am to
quote:

If your name is on the check and you go to the bank it's drawn from they will only require ID and a small fee from the check to cash it
This might be my answer. OT delivers (I think)
Posted by Panny Crickets
Fort Worth, TX
Member since Sep 2008
5596 posts
Posted on 1/31/17 at 7:23 am to
To actually provide some help to you, we need a little more info.

From which type of merchant will you be purchasing this gift?

Price range?

Good luck.
Posted by Mir
Member since Sep 2016
2777 posts
Posted on 1/31/17 at 7:23 am to
Just call ahead and confirm it.

Have fun with your escort and blow, delete your texts before you go home to your wife.
Posted by tigertiger
Baton Rouge
Member since Aug 2008
107 posts
Posted on 1/31/17 at 7:25 am to
quote:

From which type of merchant will you be purchasing this gift?
Retail

quote:

Price range?
$2,500(?)

quote:

Good luck.
Thanks
This post was edited on 1/31/17 at 7:26 am
Posted by LSURussian
Member since Feb 2005
126962 posts
Posted on 1/31/17 at 8:10 am to
quote:

I'm trying to surprise my SO with a really nice gift for Valentine's Day

Why not just give him cash?
Posted by PlanoPrivateer
Frisco, TX
Member since Jan 2004
2795 posts
Posted on 1/31/17 at 8:23 am to
I don't understand. How would your SO know that you cashed a check from a third party at your bank? The check doesn't show up on your statement or change your balance.
Posted by RachelGreen
Member since Dec 2015
73 posts
Posted on 1/31/17 at 8:32 am to
(no message)
This post was edited on 1/5/18 at 1:40 pm
Posted by Socrates Johnson
Madisonville
Member since Apr 2012
2108 posts
Posted on 1/31/17 at 8:32 am to
Check cashing doesn't show up on your account, you moron. It's not a deposit. They won't do it, however, if you're overdrawn. You're overdrawn, aren't you?

Congrats on being irresponsible.
Posted by NOFOX
New Orleans
Member since Jan 2014
9942 posts
Posted on 1/31/17 at 8:38 am to
Does your bank send a notice to your wife for checks that you cash, but don't deposit?

ETA - I hope SO = wife/husband and you don't have a joint bank account with a girlfriend/boyfriend.
This post was edited on 1/31/17 at 8:41 am
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