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What's the longest you are allowed to stretch out a car loan?
Posted on 3/22/16 at 10:52 pm
Posted on 3/22/16 at 10:52 pm
I've heard of 6 years?
Is it possible to go longer?
Is it possible to go longer?
6
Posted on 3/22/16 at 11:00 pm to LSULyle00690
quote:
Is it possible to go longer?
Longest I've seen is 7 years, but it's rare.
Posted on 3/22/16 at 11:06 pm to LSULyle00690
84 months is available but usually purchased have to be above 35k
Posted on 3/22/16 at 11:14 pm to bubbz
I know a guy who just bought a $ 60k jeep
He probably makes around 30k a year
I was trying to figure out how the hell he will make the payments lol
He's a dumb frick
He probably makes around 30k a year
I was trying to figure out how the hell he will make the payments lol
He's a dumb frick
This post was edited on 3/22/16 at 11:15 pm
Posted on 3/22/16 at 11:39 pm to bubbz
84 is longest (even though I had a customer finance with navy federal at 96 months, which might as well be an eternity). But both cases would be have to be strong/decent established credit and $35k+
Posted on 3/23/16 at 8:50 am to LSULyle00690
quote:
He probably makes around 30k a year
Maybe he makes more than you think he does. Maybe he leased it. Worrying about other people's purchases just to act superior is pretty lame.
Not sure this needs to be done on the money board, but inb4guessweknowwhoOPwastalkingabout
Posted on 3/23/16 at 10:14 am to LSULyle00690
quote:
What's the longest you are allowed to stretch out a car loan?
The fact that you would ask that question has me very concerned for your financial future.
Posted on 3/23/16 at 10:19 am to Enadious
Expect a whole bunch of snobby responses no matter why you are asking the question
Posted on 3/23/16 at 4:22 pm to MsState of mind
quote:
Expect a whole bunch of snobby responses no matter why you are asking the question
There is absolutely nothing 'snobby' about my comment.
Posted on 3/23/16 at 4:25 pm to LSULyle00690
Ill lay 4:1 odds that credit app fraud was involved. Lol.
Posted on 3/23/16 at 9:08 pm to Enadious
In light of you not reading the thread, it certainly is.
Posted on 3/24/16 at 7:12 am to LSULyle00690
You're wanting a mortgage of a car note?
Posted on 3/24/16 at 7:55 am to LSULyle00690
What is the recommended length? I've seen comments that say with interest rates so low get a longer loan and just make the minimum payments. I've also seen people say to not bother putting much down.
I'm anticipating buying a new car/truck 18-24 months from now. I was planning on walking in with 15-20k to put down on a 35-40k car?
Is this a dumb move?
I'm anticipating buying a new car/truck 18-24 months from now. I was planning on walking in with 15-20k to put down on a 35-40k car?
Is this a dumb move?
Posted on 3/24/16 at 8:06 am to WavinWilly
With rates as low as they are, why not stretch it?
Posted on 3/24/16 at 2:06 pm to WavinWilly
It depends on your financial discipline. If you're going to use the extra cash flow to fund IRAs and are borrowing below 3%, it's a great idea.
I you're going to piss away the difference, stay short.
I you're going to piss away the difference, stay short.
Posted on 3/25/16 at 9:07 am to LSULyle00690
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