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re: Thoughts on the Vanguard Target Retirement 2045 Fund (VTIVX)

Posted on 8/19/11 at 9:43 pm to
Posted by JPLSU1981
Baton Rouge
Member since Oct 2005
26289 posts
Posted on 8/19/11 at 9:43 pm to
quote:

eta: should I just do the 2050 target for both?



Yep. It's a good fund...maybe next year you could complement it with some other stuff, but the 2050 fund is certainly a good starting point/base for a retirement portfolio.

This post was edited on 8/19/11 at 9:44 pm
Posted by urinetrouble
Member since Oct 2007
20509 posts
Posted on 8/19/11 at 10:42 pm to
quote:

It's a good thing and a bad thing. You really don't want to be pulling from retirement money in the first place, so it helps to stop you from doing that. But, that said, sometimes shite happens and you need money.... in that case, the Roth is definitely more flexible.



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