Pulled my Wife's credit report today...CC's for me are showing up on her account

She is an authorized user which shows on her credit

I'd expect she is an obligor under the terms of the credit agreement.

I am just telling you how it works.

That is exactly how it works. I put my son on my credit card when he took a trip out of the country. Fast forward 5 years later. He tries to buy a house, but the credit limit on MY card put over the debt ratio. Bizarre. I had it removed and he got the loan. I was not told this would occur before I put him on my card....Live and learn.

It's called "Piggy Backing" in the credit building/rebuilding world.

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Anyone else had this issue?

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Sure do, all our credit cards show on both our reports even though be both had them before we got married.