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Message
Looking to shop around my auto insurance
Posted on 5/30/17 at 3:19 pm
Posted on 5/30/17 at 3:19 pm
Got a notification that my insurance will be shooting up around $60/ month starting next month. The only ding on my driving history recently was a small fender bender where I was at fault = $930 total bill to the insurance company.
Any recommendations on who would have the most competitive pricing in Louisiana? I've been with this company since 2012. I got a few quotes from Farm Bureau, Liberty Mutual, and Esurance. Farm Bureau looks to be the most competitive so far.
TIA
Any recommendations on who would have the most competitive pricing in Louisiana? I've been with this company since 2012. I got a few quotes from Farm Bureau, Liberty Mutual, and Esurance. Farm Bureau looks to be the most competitive so far.
TIA
Posted on 5/30/17 at 3:22 pm to TheBoo
Safeco has been pretty good. However with them it was pretty similar to me. Fender bender and now my rates are 50% higher.
Posted on 5/30/17 at 3:35 pm to TheBoo
Progressive has been solid and pretty steady for me. Also really like that they give you and addition discount (I think 15% +) for paying in full every 6 months.
$60/month is a lot! I've never gone up more than $50 every 6 months in the last 5 years with them.
$60/month is a lot! I've never gone up more than $50 every 6 months in the last 5 years with them.
Posted on 5/30/17 at 5:08 pm to TheBoo
I just left Safeco and went through Geico. Saving $1500 a year. 2 autos and an RV.
Posted on 5/30/17 at 5:48 pm to Cool Hand Luke
I was just quoted by 2 agents with Safeco. Saving me about $1200/year.
I suppose I'll give Geico a call as well.
I suppose I'll give Geico a call as well.
Posted on 5/30/17 at 11:52 pm to LSUtigerME
Met Life. I've saved big time since they cover both my cars and house.
Posted on 5/31/17 at 7:59 am to TheBoo
National General or Safeco. Use the rewind program if available...profit.
Posted on 5/31/17 at 8:13 am to LSUtigerME
quote:
I suppose I'll give Geico a call as well.
On the claims side, GEICO is a terrible company.
Posted on 5/31/17 at 8:50 am to iknowmorethanyou
How's SafeCo's customer service?
Progressive is the company I'm looking to get away from. They've done nothing but gone up on me since I've had them and there's been no reason for it. All they could tell me was "market adjustments."
Progressive is the company I'm looking to get away from. They've done nothing but gone up on me since I've had them and there's been no reason for it. All they could tell me was "market adjustments."
Posted on 5/31/17 at 10:56 am to TheBoo
My bro in law's family recently switched to Pharmacists Mutual. They cut their cost in half with more coverage compared to Allstate. I'm thinking about switching to them also but I would like to do more research on them before doing so.
Posted on 5/31/17 at 2:04 pm to Motorboat
quote:
On the claims side, GEICO is a terrible company.
How terrible?
Cause it's looking to save me about $2000/year.
Posted on 5/31/17 at 8:14 pm to iknowmorethanyou
quote:
Use the rewind program if available...profit.
Not available
Posted on 5/31/17 at 8:16 pm to Cool Hand Luke
quote:
I just left Safeco and went through Geico. Saving $1500 a year. 2 autos and an RV.
Very hard time believing apples to apples
Geico rates are 6 months, can't just assume your year 1 premium will be first new biz 6 mo rates x 2
This post was edited on 5/31/17 at 8:18 pm
Posted on 5/31/17 at 8:17 pm to Chad504boy
Chad I did rewind with Safeco. Have they discontinued?
Posted on 5/31/17 at 8:19 pm to iknowmorethanyou
Yes. Right track is their new discount plug in promotion. Guaranteed 5% savings on liability rates upwards of maybe 25% or so per vehicle based on performance. Accidents no longer forgiven
Posted on 5/31/17 at 10:35 pm to TheBoo
Go to a big independent agency and let them shop it for you.
Posted on 6/1/17 at 9:08 am to TheBoo
After doing some shopping apparently that one little ding puts me in a completely different (higher) risk bracket for the next 3 years. God forbid you need to use your insurance.
Looks like I'm getting the sandpaper shaft for a while.
Looks like I'm getting the sandpaper shaft for a while.
Posted on 6/1/17 at 9:12 am to TheBoo
Check out Insurance Network of Louisiana (assuming that's where you are)
I saved $40/mo and doubled my coverage going from State Farm to Metlife.
I saved $40/mo and doubled my coverage going from State Farm to Metlife.
Posted on 6/1/17 at 5:06 pm to TheBoo
quote:
God forbid you need to use your insurance.
Yes it pisses them off! Haha.
Posted on 6/1/17 at 7:28 pm to TheBoo
Switched from State Farm to progressive and am very happy
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