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Looking for a HELOC in New Orleans-recommendations
Posted on 2/9/15 at 2:29 pm
Posted on 2/9/15 at 2:29 pm
I'm currently looking to take a relatively small HELOC (20-30k) on my property (double: live in 1 side and rent the other).
I bank with Chase, and have spoken with Iberia so far. Does anyone have recommendations in the NOLA area? I'm obviously looking for low fees/rates.
What should I expect as I begin this process?
I bank with Chase, and have spoken with Iberia so far. Does anyone have recommendations in the NOLA area? I'm obviously looking for low fees/rates.
What should I expect as I begin this process?
3
Posted on 2/9/15 at 2:48 pm to Oenophile Brah
quote:
What should I expect as I begin this process?
You likely won't be able to use your full equity.
There may be an annual fee.
I would start with your bank, Chase
Posted on 2/9/15 at 3:38 pm to Oenophile Brah
Have closed two with Iberia (Manuel Gemperli at Prytania branch) in last 6 months. They have had a great deal of like .009% (or something like that) for first three months if you open an Iberia checking account.
Just pay filing fees of about $600.
Just pay filing fees of about $600.
Posted on 2/9/15 at 3:59 pm to BlackenedOut
quote:
They have had a great deal of like .009% (or something like that) for first three months if you open an Iberia checking account. Just pay filing fees of about $600.
Damn. I know they have an intro rate right now, but not that low. Is that on a first position? I'm looking at a 2nd.
I still may call Manuel.
Thanks All!
Posted on 2/9/15 at 4:48 pm to Oenophile Brah
I cant quite remember the exact rate, but it was low.
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