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Message
re: Just paid off my student loan
Posted on 11/18/16 at 6:19 am to Ingeniero
Posted on 11/18/16 at 6:19 am to Ingeniero
I remember how great that felt. Congratulations!
I paid my last one off early because they kept screwing up and not crediting me for a double payment I was making. For about 6 months, I faxed the same canceled check to them, they agreed I was right, and said it was fixed (again).
The next month, no change. I finally asked the payoff balance. I told the guy, "I can't really afford to do this, because it will wipe out my savings, but I'm going to have to pay you stupid MFs off because I can't tolerate your f'ing stupidity and incompetence any more. I'm not sure if that was your goal, but if it was, you win."
Paid it off and became broke, but it felt awesome.
I paid my last one off early because they kept screwing up and not crediting me for a double payment I was making. For about 6 months, I faxed the same canceled check to them, they agreed I was right, and said it was fixed (again).
The next month, no change. I finally asked the payoff balance. I told the guy, "I can't really afford to do this, because it will wipe out my savings, but I'm going to have to pay you stupid MFs off because I can't tolerate your f'ing stupidity and incompetence any more. I'm not sure if that was your goal, but if it was, you win."
Paid it off and became broke, but it felt awesome.
0
Posted on 11/18/16 at 6:40 am to Ingeniero
I pay 1900 a month, only 4-5 more years... whoopee
Posted on 11/18/16 at 8:59 am to Ingeniero
Congratulations! Definitely one of the best feelings when I made my final loan payment for undergrad.
Now I'm researching loans for when I go back to b school. It freaking kills me but it is what it is
Now I'm researching loans for when I go back to b school. It freaking kills me but it is what it is
Posted on 11/18/16 at 9:20 am to DaBeerz
Our loan finishes the 5yr interest only deal next December. Then I will have a 5yr balloon note with 10yr amortization. Note should be about $2200 a month. We'll pay an extra $1800 a month to make it an even $4000 a month. Should pay it off right at 60 months.
Posted on 11/18/16 at 11:27 am to TheWiz
$200k plus for two people makes a lot of sense....one person, and it could spell trouble unless it is for a handful professions.
Posted on 11/18/16 at 11:28 am to Azazello
I'm trying to do mine with debt. It's not fun writing those checks but it's pennies over the long term. 20% done with my program.
Posted on 11/18/16 at 7:44 pm to lynxcat
Nice.
Admission decisions for me are 3 weeks away - I am on pins and needles for sure.
Getting in would be great but some extra $ on top would make my day.
Admission decisions for me are 3 weeks away - I am on pins and needles for sure.
Getting in would be great but some extra $ on top would make my day.
Posted on 11/18/16 at 8:35 pm to Ingeniero
Awesome, congrats! Can't wait until that day. I just cut mine down to 5 figures.
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