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Started By
Message
I spent two months interviewing to become a financial adviser...
Posted on 7/19/17 at 8:20 pm
Posted on 7/19/17 at 8:20 pm
I was turned down at the end of the interview process. I was quite shocked to be honest. I thought it was all but done.
As some of you may know, I'm a teacher. It's a decent job. I only work 181 days per year, but my base monthly is only expected to be around $2,650 this year after all the deductions...and this is year four.
In year five it might be $30 higher...and I've got a Masters (yeah, it's in history, but that's a lot of school, dammit)!
I feel like I'm good at communicating things.
I've got an excellent memory.
I know a more about the world than the average person (economic, political, social).
Ultimately, while teaching is a good job, I feel like I'm underutilized, and that my skills, knowledge, education, experience, etc. should be able to get me 75k or more, not 43,000. Maybe I'm wrong?
So at this point I'm just thinking of extra work...
Could I teach a week long life/finance course to kids for pay? Is that even legal?
Could I become a travel guide in the summer for wealthy people who want adventure?
Could I do real estate as well as teach?
Any advice is welcome-- Book recommendations, extra job suggestions that do not involve driving, general discussion, emails exchanges, etc.
Thank you for your time.
p.s. I've worked at several refineries, chemical plants, pipelines during college and after grad school...not my thing.
As some of you may know, I'm a teacher. It's a decent job. I only work 181 days per year, but my base monthly is only expected to be around $2,650 this year after all the deductions...and this is year four.
In year five it might be $30 higher...and I've got a Masters (yeah, it's in history, but that's a lot of school, dammit)!
I feel like I'm good at communicating things.
I've got an excellent memory.
I know a more about the world than the average person (economic, political, social).
Ultimately, while teaching is a good job, I feel like I'm underutilized, and that my skills, knowledge, education, experience, etc. should be able to get me 75k or more, not 43,000. Maybe I'm wrong?
So at this point I'm just thinking of extra work...
Could I teach a week long life/finance course to kids for pay? Is that even legal?
Could I become a travel guide in the summer for wealthy people who want adventure?
Could I do real estate as well as teach?
Any advice is welcome-- Book recommendations, extra job suggestions that do not involve driving, general discussion, emails exchanges, etc.
Thank you for your time.
p.s. I've worked at several refineries, chemical plants, pipelines during college and after grad school...not my thing.
This post was edited on 7/19/17 at 8:33 pm
16
Posted on 7/19/17 at 8:23 pm to bayoubengals88
Are you mobile? To me, the better paying jobs often require moving.
Posted on 7/19/17 at 8:24 pm to bayoubengals88
Did you take the Cfa exam? What took 2 months?
Posted on 7/19/17 at 8:26 pm to lilsnappa
quote:No, I didn't get the job, therefore I could not sit for exams.
Did you take the Cfa exam? What took 2 months?
I literally spent two months interviewing. two phone interviews, an in person interview, and quite a few more things that involved a lot of time and thought.
This post was edited on 7/19/17 at 8:28 pm
Posted on 7/19/17 at 8:26 pm to Paul Allen
quote:I'm not immobile.
Are you mobile? To me, the better paying jobs often require moving.
Posted on 7/19/17 at 8:29 pm to bayoubengals88
Cut grass after school
Posted on 7/19/17 at 8:30 pm to jimbeam
quote:Fulfillment at last!!
Cut grass after school
Posted on 7/19/17 at 8:36 pm to bayoubengals88
You do realize becoming a financial advisor is not an easy path to better income, right? It usually takes a few years to build a client base and assets under management. And its definately not a given...
Here's a book that could get you focused on the right things:
48 Days to the work you love
Here's a book that could get you focused on the right things:
48 Days to the work you love
Posted on 7/19/17 at 8:38 pm to bayoubengals88
Where do you live?
Men can make money if they are willing to work outside. Not kill themselves, but work. Teachers have a bad rap for being lazy, and from your post, you sound like you may not like to get dirty at all.
I was told by a business owner once that the only negative trait that was a no go, was if a candidate struck him as lazy. Can't fix it.
Men can make money if they are willing to work outside. Not kill themselves, but work. Teachers have a bad rap for being lazy, and from your post, you sound like you may not like to get dirty at all.
I was told by a business owner once that the only negative trait that was a no go, was if a candidate struck him as lazy. Can't fix it.
Posted on 7/19/17 at 8:38 pm to bayoubengals88
I think you made out well. Financial advisors are a fast dying breed. Keep working toward other ways to earn extra income while you wait for your next calling.
Posted on 7/19/17 at 8:39 pm to bayoubengals88
Tutor for cash and teach summer school, drive for uber? Personally I think you dodged a bullet with the FA gig, that is a tough business to make it in.
Posted on 7/19/17 at 8:40 pm to lilsnappa
quote:Yes, I realize I would have had to bust my arse.
You do realize becoming a financial advisor is not an easy path to better income, right? It usually takes a few years to build a client base and assets under management. And its definately not a given...
Thanks for the rec.
Posted on 7/19/17 at 8:42 pm to bayoubengals88
Open a snocone stand and hire some non-shithead students to work at it. You should have the inside track on hiring employees.
ETA: Can you develop and teach an AP History prep course that is condensed for students that didn't take it in HS? Have 2 3 or 4 week sessions and enjoy a week or two for yourself.
ETA: Can you develop and teach an AP History prep course that is condensed for students that didn't take it in HS? Have 2 3 or 4 week sessions and enjoy a week or two for yourself.
This post was edited on 7/19/17 at 8:46 pm
Posted on 7/19/17 at 8:44 pm to Libertariantiger
quote:Laziness is no more a problem than manual labor is an option. Been there and done it. Louisiana, Mississippi, Ohio, North Dakota (twice). It was a means to an end, nothing more. If I'm outside I'm either hiking, biking, skiing, or cutting my grass.
Teachers have a bad rap for being lazy, and from your post, you sound like you may not like to get dirty at all.
Posted on 7/19/17 at 8:45 pm to Waffle House
quote:Not a terrible idea
Open a snocone stand and hire some non-shithead students to work at it. You should have the inside track on hiring employees.
Posted on 7/19/17 at 8:47 pm to bayoubengals88
American Journal Experts contract editing is a good side gig. I enjoyed it for a while, but got lazy with my editing and stopped getting assignments.
Posted on 7/19/17 at 8:53 pm to TheWalrus
quote:seems fitting. What's typical work and pay?
American Journal Experts contract editing is a good side gig.
Posted on 7/19/17 at 9:41 pm to bayoubengals88
No offense, but what makes you think a Masters in History is worth 75k/yr? I understand you may be an intelligent person, particularly social studies/sciences, but that doesn't always translate directly to salary.
You make 43k/yr, have decent to good benefits, a pension plan, etc. You work from August to May, 7 AM - 3 PM. This is not a bad job.
I'm not being negative as my wife is a teacher with a history degree. I agree the degree is likely worth more than "43k/yr", but the alternative benefits of teaching bring that perceived salary up a little.
If you want to work all summer, you can get a little extra cash. You're completely free, so anything is an option. Short term work. Retail, summer school, tutoring, manage a food joint, Uber, cut grass, etc. Check out a museum or restoration/archive and see what they have available for someone with a Masters.
ETA: On the tutoring/financial course aspect, corporate training may also be an avenue to explore.
Best way to increase your salary, with a Masters degree, is to go into administration. The masters degree makes you eligible and not everyone wants to go that route. Salaries bump up a good bit quicker.
You make 43k/yr, have decent to good benefits, a pension plan, etc. You work from August to May, 7 AM - 3 PM. This is not a bad job.
I'm not being negative as my wife is a teacher with a history degree. I agree the degree is likely worth more than "43k/yr", but the alternative benefits of teaching bring that perceived salary up a little.
If you want to work all summer, you can get a little extra cash. You're completely free, so anything is an option. Short term work. Retail, summer school, tutoring, manage a food joint, Uber, cut grass, etc. Check out a museum or restoration/archive and see what they have available for someone with a Masters.
ETA: On the tutoring/financial course aspect, corporate training may also be an avenue to explore.
Best way to increase your salary, with a Masters degree, is to go into administration. The masters degree makes you eligible and not everyone wants to go that route. Salaries bump up a good bit quicker.
This post was edited on 7/19/17 at 9:44 pm
Posted on 7/19/17 at 9:52 pm to LSUtigerME
Starting out as a FA is more about being a good salesman than knowing a bunch of stuff.
Posted on 7/19/17 at 9:54 pm to LSUtigerME
My uber driver on Monday was a high school band teacher. Smart guy, knew how to maximize his income by taking proper tax deductions from being a contractor. He had done his homework and is making a decent chunk of change in DFW area during the summer.
What made you decide to pursue becoming a financial advisor?
What made you decide to pursue becoming a financial advisor?
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