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Started By
Message
How many credit cards do you have?
Posted on 5/22/15 at 8:26 pm
Posted on 5/22/15 at 8:26 pm
I have three. One for points. One with zero APR for 9 more months (paying off some debt). One for emergencies.
In total I have a $30k credit limit.
In total I have a $30k credit limit.
18
Posted on 5/22/15 at 8:45 pm to StringedInstruments
Three. Two are lowes and home depot, which I only use sparingly so they hardly count.
I really only use my one travel points card and pay my balance twice per month.
As an aside, I've never paid a dime of interest but my bank has paid for a full vacation of mine and I'm working on my next one.
eta: total credit limit under 20k
I really only use my one travel points card and pay my balance twice per month.
As an aside, I've never paid a dime of interest but my bank has paid for a full vacation of mine and I'm working on my next one.
eta: total credit limit under 20k
This post was edited on 5/22/15 at 10:30 pm
Posted on 5/22/15 at 9:24 pm to StringedInstruments
Four. Total credit limit of $23.5K.
Posted on 5/22/15 at 9:43 pm to StringedInstruments
6 cards pay off every month. Use one regularly and rotate the rest.
Posted on 5/22/15 at 9:53 pm to StringedInstruments
5
Posted on 5/22/15 at 10:03 pm to wizziko
7. Not sure why, but I have 4 thru Chase.
@60K credit line.
@60K credit line.
Posted on 5/22/15 at 10:06 pm to StringedInstruments
3.
42k limit total. Each has it's purpose. Cash back or points. Don't travel enough to have any more. As much as possible goes on them and they get paid off completely every month.
42k limit total. Each has it's purpose. Cash back or points. Don't travel enough to have any more. As much as possible goes on them and they get paid off completely every month.
Posted on 5/22/15 at 10:12 pm to StringedInstruments
1, for travel reservations.
Posted on 5/22/15 at 10:21 pm to StringedInstruments
Many.
Posted on 5/23/15 at 1:10 am to VABuckeye
quote:
Many
This
Posted on 5/23/15 at 1:57 am to Teddy Ruxpin
quote:
Many
This
A drawer full...
Posted on 5/23/15 at 2:18 am to StringedInstruments
Freedom
CSP
Amex PRG
>50k credit
CSP
Amex PRG
>50k credit
Posted on 5/23/15 at 3:00 am to StringedInstruments
quote:
How many credit cards do you have?
Two and a third on the way. Discover it (rotating rewards, 5 % cash back on selected category), PenFed Rewards Visa (gas) as my primaries, and soon to be USAA American Express for restaurants and grocery stores.
quote:
In total I have a $30k credit limit.
Had to look this up with the new addition. $50K credit limit in total. Never carry a balance.
This post was edited on 5/23/15 at 3:03 am
Posted on 5/23/15 at 5:16 am to StringedInstruments
CSP
Barclay Arrival
Chase United
AMEX Plat
Capital One Spark
Barclay Arrival
Chase United
AMEX Plat
Capital One Spark
Posted on 5/23/15 at 7:29 am to yellowfin
quote:
CSP
Barclay Arrival
Chase United
AMEX Plat
Capital One Spark
Don't know about the others, but I know these two carry annual fees (125 and 450 if I remember right)
Any reason why you have both? Do you utilize the point perks enough to justify paying the fees on both and not just having one?
Just curious
Posted on 5/23/15 at 7:56 am to Lsut81
Citi AA platinum and gold , US airways, Amex blue cash, and a old card from 2007 that's crap but I've kept open for the age. I've been trying to collect AA miles for a hawaii wedding....have 130k so far.
Posted on 5/23/15 at 8:27 am to Will Cover
quote:
Two and a third on the way. Discover it (rotating rewards, 5 % cash back on selected category), PenFed Rewards Visa (gas) as my primaries, and soon to be USAA American Express for restaurants and grocery stores.
I've found that I only spend enough for one credit card's benefits rather than multiple. I go with points on my Wells Fargo card and use them to buy gift cards every few months. About the same as cash back except I just have to predetermine where that cash will be spent.
Posted on 5/23/15 at 8:52 am to StringedInstruments
Capital One Venture - everyday
Chase Freedom - 5% categories
Discover It
AmEx Blue Sky
Barclay shitty starter card
Amazon.com Rewards - Never use, parents started me on it when I was 10
Discover (something) - Same, I just cut it up when it comes
@ $53,000
Chase Freedom - 5% categories
Discover It
AmEx Blue Sky
Barclay shitty starter card
Amazon.com Rewards - Never use, parents started me on it when I was 10
Discover (something) - Same, I just cut it up when it comes
@ $53,000
Posted on 5/23/15 at 9:00 am to Lsut81
I get reimbursed from work for AMEX annual fee
Spark is company card for company I own so that's paid through it
Free checked bags more than pays for United card fee
Spark is company card for company I own so that's paid through it
Free checked bags more than pays for United card fee
Posted on 5/23/15 at 9:44 am to yellowfin
quote:
Free checked bags more than pays for United card fee
I wish there could be an alternative benefit on these cards for those of us who never check bags. I might actually keep the card then.
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