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Started By
Message
House Build ... Credit Card discussion
Posted on 1/22/15 at 8:31 am
Posted on 1/22/15 at 8:31 am
MB -
Wife and I are about to embark on a self-build. Father in law and mother in law will be helping a lot as we will be living with them.
I already have the Amex BCP and Chase Sapphire Preferred.
I am considering getting a new card for my wife and in laws and I can buy things for the build. We are also going to get two Home Depot cards (due to the 10% off the first purchase). My wife and I will each get one when we make major purchases (like windows for example, which I have priced cheaper at HD).
Anyone have any experience with this and have a good card to recommend? The interest rate does not matter, I just want to have one card for the build so there will be less reimbursement to do at the end. And I want to either get usable points or money back. My default right now would be to get a CSP for everyone.
Wife and I are about to embark on a self-build. Father in law and mother in law will be helping a lot as we will be living with them.
I already have the Amex BCP and Chase Sapphire Preferred.
I am considering getting a new card for my wife and in laws and I can buy things for the build. We are also going to get two Home Depot cards (due to the 10% off the first purchase). My wife and I will each get one when we make major purchases (like windows for example, which I have priced cheaper at HD).
Anyone have any experience with this and have a good card to recommend? The interest rate does not matter, I just want to have one card for the build so there will be less reimbursement to do at the end. And I want to either get usable points or money back. My default right now would be to get a CSP for everyone.
3
Posted on 1/22/15 at 3:30 pm to Rev1897
I carry a Fidelity American Express that gives 2% cash back on all purchases.
I can't follow all the gimmicks and have little need for a vanity card.
I do agree with your HD idea. I would also recommend you take a list of materials around to the smaller, independent lumber guys and shop them too. You could ask them for cash discounts.
I can't follow all the gimmicks and have little need for a vanity card.
I do agree with your HD idea. I would also recommend you take a list of materials around to the smaller, independent lumber guys and shop them too. You could ask them for cash discounts.
This post was edited on 1/22/15 at 3:31 pm
Posted on 1/22/15 at 3:33 pm to Rev1897
You can also easily find Home Depot and lowes 10% off coupons
You can even buy them on eBay for little to nothing
Do you have a stine around you?
They have tax free weekends every few months and their material is pretty cheap
Eta: for a 2% cash back card, check out the citi doublecash or double pay..whatever it's called
It's a new offering
You can even buy them on eBay for little to nothing
Do you have a stine around you?
They have tax free weekends every few months and their material is pretty cheap
Eta: for a 2% cash back card, check out the citi doublecash or double pay..whatever it's called
It's a new offering
This post was edited on 1/22/15 at 3:35 pm
Posted on 1/22/15 at 4:20 pm to Rev1897
Posted on 1/22/15 at 4:41 pm to anc
You used to be able to get a 5 or 10% discount at HD on every purchase when you used your HD card, but you had to ask for it
Not long after I learned that, they apparently quit doing it though
Not long after I learned that, they apparently quit doing it though
Posted on 1/22/15 at 11:18 pm to Croacka
IMO most of the Home Depot/Lowes products are average to below average in quality. And many times you save money by going to a speciality dealer for things like lumber, drywall etc.
As far as the credit card, I put everything on my house on a 2% cash back card. Mine was Capital One because I bank with them but any card offering 2% on all purchases is a good idea.
As far as the credit card, I put everything on my house on a 2% cash back card. Mine was Capital One because I bank with them but any card offering 2% on all purchases is a good idea.
Posted on 1/23/15 at 6:42 am to saderade
Agree about lack of quality at Depot/Lowes....go find your local lumberyard that sells to commercial guys, don't waste time with the retail oriented box stores.
Posted on 1/23/15 at 8:27 am to hungryone
Lowes in particular stocks cheap stuff. What really burns me with both is how they will carry lines and then drop them making obtaining replacement parts difficult.
If you go to a specialty store be sure you buy brands of plumbing fixtures that replacement parts are readily available for. Local lumber yards can get good quality fixtures and tell you how easy it will be to get replacement parts.
If you go to a specialty store be sure you buy brands of plumbing fixtures that replacement parts are readily available for. Local lumber yards can get good quality fixtures and tell you how easy it will be to get replacement parts.
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