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Getting a personal loan
Posted on 5/30/17 at 11:56 pm
Posted on 5/30/17 at 11:56 pm
So looking at getting a boat built from a private builder and trying to decide on how to finance it. The loan will be in the neighborhood of 15K however iirc financing for recreational vehicles usually carries a higher rate. If I get a personal loan from my bank will the rate vary depending on what I am using it for?
3
Posted on 5/31/17 at 12:22 am to GREENHEAD22
Rate will vary based on collateral and credit quality.
Posted on 5/31/17 at 11:55 am to GREENHEAD22
If it's unsecured, no. If it's secured, yes.
Posted on 5/31/17 at 7:12 pm to GREENHEAD22
You should check out lightstream if you have good credit. No collateral, completely unsecured, good interest rates.
Posted on 5/31/17 at 7:45 pm to bigbuckdj
I have very good credit, ill check them out. Going to see what my bank, chase, will do first.
Posted on 5/31/17 at 9:59 pm to GREENHEAD22
That's a good idea I just purchased a new motor for my boat through light stream. It was 3.24% for 3 years.
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