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Credit Score Milestones
Posted on 5/31/15 at 8:29 am
Posted on 5/31/15 at 8:29 am
According to creditkarma, I broke 800 today. Other than bragging rights, I don't think it does anything for me, but it feels cool. I don't think I've ever been more angry/embarrassed about a financial situation than when I was declined for a $500 credit card in college because I had no credit history. I set out to build my credit and in less than 10 years, I have joined the 800+ club.
I won't even deny that this is a brag thread, but I can't do it in real life and I feel a need to share this info. Please feel free to brag with me.
I won't even deny that this is a brag thread, but I can't do it in real life and I feel a need to share this info. Please feel free to brag with me.
17
Posted on 5/31/15 at 8:41 am to TheHiddenFlask
Congratulations! That is something to be proud of.
Posted on 5/31/15 at 8:42 am to TheHiddenFlask
Credit karma is not accurate.......pull your official FICO score if you want to know the truth. Creditkarma can be off as much as 40 pts.
Posted on 5/31/15 at 8:50 am to 13SaintTiger
Is the credit score that mint posts accurate? Just got mint about a month ago
Posted on 5/31/15 at 8:51 am to 13SaintTiger
Posted on 5/31/15 at 9:01 am to TheHiddenFlask
quote:
According to creditkarma, I broke 800 today
Not accurate...
Good job being that close nonetheless. Go to equifax and do your "Score Power". That will give you your true score. Takes into account all three companies.
I haven't done mine in a while, but the ones sent from Discover, Cap One, and a recent car purchase, I know I'm in a good place
This post was edited on 5/31/15 at 9:20 am
Posted on 5/31/15 at 9:10 am to TheHiddenFlask
You and that Aubs10 guy should totally get a room 
Posted on 5/31/15 at 9:30 am to TheHiddenFlask
Congratulations! You officially borrow your way into eyeball-deep debt. ??
Posted on 5/31/15 at 9:33 am to Lsut81
creditkarma has been +/- 5 points the last two times I had my FICO pulled. It was at 795 in February, so I'm pretty sure it's good. I've also confirmed through my CC account. creditkarma is showing 803 and my CC report is at 801.
Buncha Debbie downers in here.
Buncha Debbie downers in here.
Posted on 5/31/15 at 9:37 am to TDsngumbo
quote:
Congratulations! You officially borrow your way into eyeball-deep debt. ??
I have taken exactly 2 loans in my entire life and have never paid a nickle of interest on a credit card. In the last 5 years I have grown my net worth from basically $0 to a six figure amount. I think I am doing fine.
Posted on 5/31/15 at 10:06 am to TheHiddenFlask
quote:
Buncha Debbie downers in here.
Geez, don't get your panties in a wad... We're just telling you the truth. KC scores can be as much as 40pts off. If you want a truly accurate score, pay to have your FICO pulled.
If you're good with an approximate range, then use KC and any reports provided by your CC company to hone in on where you likely are.
Posted on 5/31/15 at 10:18 am to Lsut81
My fico score according to Barclays
Posted on 5/31/15 at 10:21 am to Croacka
quote:
My fico score according to Barclays
Just pulled mine...
Lets just say
Posted on 5/31/15 at 10:35 am to TheHiddenFlask
Congrats. People don't get recognized enough for consistently doing the right thing.
Posted on 5/31/15 at 10:40 am to TheHiddenFlask
Congrats. Only thing holding me back right now is time 
Posted on 5/31/15 at 10:50 am to TheHiddenFlask
Getting close....
Posted on 5/31/15 at 11:01 am to TheHiddenFlask
Reached that a couple years ago myself. Congrats
Must have been those furniture cards.
Must have been those furniture cards.
Posted on 5/31/15 at 11:28 am to Croacka
My wife's credit score, according to TransUnion, a free service from Discover.
This post was edited on 5/31/15 at 11:29 am
Posted on 5/31/15 at 11:31 am to Will Cover
You being honest? I've always heard that number was impossible unless you are specifically taking steps to get that high. Not just paying bills on time....
Just an insane score....
Just an insane score....
Posted on 5/31/15 at 11:36 am to I Love Bama
quote:
You being honest? I've always heard that number was impossible unless you are specifically taking steps to get that high. Not just paying bills on time....
Yeah, its possible. Doesn't take anything too special
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