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Message
re: Credit Cards
Posted on 7/9/15 at 10:04 am to Jag_Warrior
Posted on 7/9/15 at 10:04 am to Jag_Warrior
quote:
While it's true that the one thing that none of us can manufacture or create is time, your post revolves around the consumption of material trinkets as a path to happiness and a fulfilling life. At least that's how I read it.
That's how I read it, too. Why does "enjoy your life" equate with "buy expensive toys", whether or not you go into debt to do it or not? Enjoying each day regardless of your material possessions is the key to happiness...
Living for today is fine if you're single with no dependents. But if you did kick off tomorrow, you're potentially leaving a spouse/dependents with debt you enjoyed running up, while they're stuck paying it off (with one less income stream).
1
Posted on 7/9/15 at 12:04 pm to hungryone
These responses are ludicrous. I carry enough life insurance that my family has no worries. In no way did I suggest that an unhappy person can become happy by buying things. But everyone's happiness revolves to some extent around their hobbies and leisure activities. If I like to play guitar, you can't suggest that I'd be happier not having a guitar than I would having a guitar - and more so with a nice guitar. If I enjoy cars, you can't possibly suggest that I'll have as much fun driving a Hyundai as I would driving a Corvette. If I like to fish, you can't possibly suggest that I'd have as much fun fishing from the bank as I would owning a boat - and if I like to fish offshore, buying a bigger boat. If I enjoy doing things with the family, we can have a lot more fun during a week at Disney World than we would sitting at home.
And I know this because I had spinal surgery in my early 40s and was forced to go on disability at age 44. I can no longer do most of the things I enjoy doing (like motocross, roadracing, fishing). You should enjoy every minute of your life, because a life changing moment could happen tomorrow. That's not to say you should be irresponsible with your money. But there is nothing wrong with paying a little interest if it means gaining an extra year of enjoyment from your purchase.
And I know this because I had spinal surgery in my early 40s and was forced to go on disability at age 44. I can no longer do most of the things I enjoy doing (like motocross, roadracing, fishing). You should enjoy every minute of your life, because a life changing moment could happen tomorrow. That's not to say you should be irresponsible with your money. But there is nothing wrong with paying a little interest if it means gaining an extra year of enjoyment from your purchase.
This post was edited on 7/9/15 at 1:29 pm
Posted on 7/9/15 at 1:55 pm to 911Moto
The only thing ludicrous that I've really seen in this thread was this quote:
No one suggested that this kid should live his life like a monk. But to give a guy, looking to get his first credit card, probably in his early 20's, that advice... yeah, IMO, that is offering him directions down the wrong path for sure. But who knows, maybe he'll be THE one. Ya know, the one who can start playing with credit card debt from Day 1 and still manage to pull the sword from the stone.
Now I'm going to YouTube and listen to George Carlin's routine, "A Place For My Stuff".
quote:
Get your credit card and enjoy what you buy.
...don't buy into the fear-mongering money hoarders.
No one suggested that this kid should live his life like a monk. But to give a guy, looking to get his first credit card, probably in his early 20's, that advice... yeah, IMO, that is offering him directions down the wrong path for sure. But who knows, maybe he'll be THE one. Ya know, the one who can start playing with credit card debt from Day 1 and still manage to pull the sword from the stone.
Now I'm going to YouTube and listen to George Carlin's routine, "A Place For My Stuff".
Posted on 7/9/15 at 3:15 pm to Jag_Warrior
quote:
Now I'm going to YouTube and listen to George Carlin's routine, "A Place For My Stuff".
RIP George. There should be a statue to him somewhere.
Posted on 7/10/15 at 10:44 am to Sleeping Tiger
quote:
Laugh out loud at the ballers on here.
Never mind. Forget I asked.
If you have preconceptions, why bother asking then be a douche about it?
I don't think any of us claim to be "ballers." We are just smart with our money and benefit from it. Don't chastise us because you're an idiot
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