Are there any credit cards out there with no interest for like a year or so? Asking for a friend. I do not know the interest rate on his current CC, but I know he said he pays over $250 a month on in minimum payment. I dont have credit cards, so I am not an expert, but I would like to think there is a way to do a balance transfer and save on interest.

This post was edited on 2/14/17 at 6:10 pm

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Posted by Jag_Warrior

Virginia

Member since May 2015

4081 posts

Posted on 2/14/17 at 6:24 pm to WILDTURKEYisgood

I believe that the Chase Slate card has/had a 0% balance transfer offer for 15 months.

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Posted by Teddy Ruxpin

Member since Oct 2006

39553 posts

Posted on 2/14/17 at 6:26 pm to Jag_Warrior

What you said

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Posted by WILDTURKEYisgood

Madisonville

Member since Aug 2010

3320 posts

Posted on 2/14/17 at 6:27 pm to Jag_Warrior

Beautiful thank you

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Posted by achenator

Member since Oct 2014

2944 posts

Posted on 2/14/17 at 8:02 pm to WILDTURKEYisgood

citi 0% for 21 months
LINK

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Posted by foshizzle

Washington DC metro

Member since Mar 2008

40599 posts

Posted on 2/15/17 at 2:57 am to WILDTURKEYisgood

Depending on his credit score he may not be able to get one of those 0% cards. Then again, he might qualify for one that charges a lower rate than what he's currently paying.

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Posted by KG6

Member since Aug 2009

10920 posts

Posted on 2/15/17 at 9:51 am to foshizzle

Yeah, there are tons of cards with introductory rates at 0%, but if he's having trouble paying off a card, he may not have a great credit score. Or he may have a great score if he's never missed a payment.

In any case, even if the card is 0%, they charge a percentage fee for balance transfers.

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