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Message
Best place to find mortgage rates
Posted on 1/6/24 at 9:16 am
Posted on 1/6/24 at 9:16 am
What app/website do you use that shows current mortgage rates? I know that’s a very basic/generic question, but I’d like to visit a site multiple times a week to see the trend & current daily rate. Thanks
5
Posted on 1/6/24 at 9:57 am to The Donald
Freddiemac.com/pmms
This post was edited on 1/6/24 at 9:58 am
Posted on 1/6/24 at 10:03 am to The Donald
Mortgage News Daily
This post was edited on 1/6/24 at 10:05 am
Posted on 1/6/24 at 11:05 am to npt817
Thanks! And now for an even dumber question. What’s the man difference between the 30 year fixed and the 30 year jumbo?
Posted on 1/6/24 at 11:24 am to The Donald
Jumbo is for loans over a certain amount, varies by state.
In Louisiana it is $498,257.
Remember, the rates above are "average rates". If you have solid credit, you should be able to get a rate a little under. And its still a buyers market. Instead of asking your seller to come off the price by $25k, consider asking them to come off by $15k and pay $10k toward closing costs, where you can buy some points down and save on your payment.
In Louisiana it is $498,257.
Remember, the rates above are "average rates". If you have solid credit, you should be able to get a rate a little under. And its still a buyers market. Instead of asking your seller to come off the price by $25k, consider asking them to come off by $15k and pay $10k toward closing costs, where you can buy some points down and save on your payment.
This post was edited on 1/6/24 at 11:27 am
Posted on 1/6/24 at 12:19 pm to The Donald
Jumbo is for dummies like me who borrowed a ton because I live in an insanely expensive part of the country.
This post was edited on 1/6/24 at 12:23 pm
Posted on 1/6/24 at 12:49 pm to MSTiger33
Thanks!
I’m keeping my eyes on these rates for new construction loans. Trying to finalize some house plans now!
I’m keeping my eyes on these rates for new construction loans. Trying to finalize some house plans now!
Posted on 1/6/24 at 12:51 pm to The Donald
I’m doing the same, mate 
Plans have been finalized and I’ve been talking to contractors. Should meet with my first one soon
Plans have been finalized and I’ve been talking to contractors. Should meet with my first one soon
Posted on 1/6/24 at 3:09 pm to anc
quote:
In Louisiana it is $498,257.
Incorrect. New jumbo mortgages are $766,650. Anything is less is considered standard.
Posted on 1/6/24 at 3:26 pm to bubbz
Is Jumbo in Louisiana really $766,650??
Posted on 1/6/24 at 7:49 pm to VermilionTiger
quote:
Plans have been finalized and I’ve been talking to contractors. Should meet with my first one soon
When will the borrowing phase and signing off on your rate take place? I’m trying ton learn the steps of this whole process. Thanks!
Posted on 1/7/24 at 2:08 pm to The Donald
Registered in 2013 and only 245 posts?
This is like seeing Moses come out of the wilderness and post.
This is like seeing Moses come out of the wilderness and post.
Posted on 1/7/24 at 8:17 pm to The Donald
I got quoted for 7.13% - 7.5% last week
Posted on 1/7/24 at 8:35 pm to tigerbrauf
I was getting 6.125 beginning of last week and it got up to 6.375 by end of last week.
Posted on 1/7/24 at 9:03 pm to The Donald
Better.com is a good one
Posted on 1/8/24 at 3:33 pm to The Donald
quote:
Thanks!
I’m keeping my eyes on these rates for new construction loans. Trying to finalize some house plans now!
Are you talking about a construction perm loan?
Posted on 1/13/24 at 6:30 pm to XenScott
No, I’m just trying to watch mortgage rates with hopes that they’ll continue to creep lower. Currently sitting with a 3.75 on my current house, so these rates are hard to stomach, but I know I won’t see them anywhere near what I currently have!
Posted on 1/13/24 at 7:09 pm to The Donald
Well rates are in the low 5s for FHA so jump on it
Refi later if they drop
Refi later if they drop
Posted on 1/13/24 at 8:28 pm to SDVTiger
I’m not a 1st time home buyer. I’m a 1st time home builder.
Posted on 1/13/24 at 8:33 pm to The Donald
You dont need to be a first time homebuyer to get those rates 
If you are building a home then what are you look at rates for when you need a construction loan
If you are building a home then what are you look at rates for when you need a construction loan
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