re: Auto Ins: $422/mo for 2 vehicles

I should have said max liability to qualify for umbrella policy. I have $250k/$500k.

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So what would be an acceptable level to go to? Or what's a good way to figure that out?

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i'll just say this, teenage driver.... carry the coverage.

100/300/100 would be the minimum and if you can afford the premium increase to 250/500/100 then do it. Better to have and protect yourself. Carry a minimum of 50/100 um.

Comprehensive and collision - though not required as both cars are owned outright

same coverage for a RAV4 but its $100 cheaper. So total 1965/6 months.

For those thinking if they don’t carry higher limits Gordon won’t come after you you are wrong. If you have a good income or assets you will pay. If you are broke as shite and have nothing to lose carry 25/50. Our agency has had two $1 million type losses in the last seven years. Customer carried high limits and umbrella so it was covered.