re: Estate Planning, Pre-nup, Trust, etc. - tigerrocket on 3/28/17 at 1:41 pm
Take the advice of the attorney before any of our advice, but here are my two cents: 1. Pre-nup and marriage contract can keep the assets that you come into the marriage with separate. The marriage contract can address the growth of these assets while married. You want to protect what you have...Jump to Post - View Topic - Replies (0)
re: Flood Insurance Experts - tigerrocket on 6/2/16 at 11:25 am
The underneath does have an elevator enclosure, a storage area, and toilet enclosure. All of these enclosures are unfinished, meaning stud walls. Suppose I remove the toilet, install the vents in all of the enclosures, would I still be screwed because of the elevator?...Jump to Post - View Topic - Replies (1)
Flood Insurance Experts - tigerrocket on 5/31/16 at 3:19 pm
I purchased a raised camp/house and assumed the current flood policy. The insurance company is using the slab underneath as the lowest level for flood insurance purposes. There is an enclosure and a toilet underneath, and there are no flood vents. Do I need to install the appropriate number of fl...Jump to Post - View Topic - Replies (3)
Used PWC recommendations - tigerrocket on 3/16/16 at 3:44 pm
I'm in the market for a couple used PWCs. I'd like something reliable, top speed greater than 50, two or three-seaters. They will be used by the whole family. (two kids 13 and 11) I am aware that the kids can't drive them....Jump to Post - View Topic - Replies (10)
re: Anyone had to deal with a flood adjuster? - tigerrocket on 3/16/16 at 3:33 pm
You may want to get a contractor to give you an estimate in writing. After Katrina, my contractor's estimate was twice what the flood adjuster came up with. I had my flood adjuster and contractor in the house at the same time for the second meeting. Don't forget fridge and pantry contents. T...Jump to Post - View Topic - Replies (1)
re: Re-Fi House Question - Rate - tigerrocket on 3/16/16 at 3:05 pm
Personally, I would do the 15 year note with a HELOC in case of emergency. Your note shouldn't be much different than it is now at 5.5%. Some people will suggest a 30 year mortgage, because it provides flexibility in case of emergency, but more times than not, it provides flexibility to buy a new c...Jump to Post - View Topic - Replies (0)
re: Question about how a 1099 affects my taxes - tigerrocket on 3/9/16 at 10:55 am
Sounds like you are in the 30% tax bracket. 30 percent of $3650 is roughly $1000. That would be the difference. If you had some expenses related to earning that 1099 income, you might be able to offset the income....Jump to Post - View Topic - Replies (2)
re: Roth IRA to solo 401k question - tigerrocket on 2/22/16 at 9:21 am
You would have to cash out the Roth, so that you could make a tax deductible contribution with the proceeds. There may or may not be penalties on the withdrawal depending on whether or not you have gain in the roth. If your Solo 401k provider has a Roth provision in your plan, you could rollover...Jump to Post - View Topic - Replies (0)
re: How much value does a new pool add (as a percent of cost)? - tigerrocket on 2/22/16 at 9:04 am
If you live in a waterfront/boating subdivision where every house has a pool, you better have one too, if you want your house to sell at the same price as your neighbors. ...Jump to Post - View Topic - Replies (0)
1031 exchange - tigerrocket on 9/30/15 at 11:39 am
For those of you who have done a 1031 exchange or have some expertise in this topic: What are considered like properties? Can I exchange a commercial building for one or more residential rental properties and qualify?...Jump to Post - View Topic - Replies (2)
re: Switching jobs and 401k question - tigerrocket on 4/17/15 at 2:21 pm
Because it's a relatively small amount, I would roll it over to the 401k. I wouldn't want to bother with another account, unless you were planning on making contributions to the new IRA. Those contributions might not be deductible depending on your income anyway. ...Jump to Post - View Topic - Replies (0)
re: CFP - tigerrocket on 3/27/15 at 8:23 am
I think it is more helpful for a young advisor's confidence in the early part of their career, and the information learned is valuable, but I have only had about 6 prospects/clients ask if I was a CFP in the last 20 years. Most of my clients don't even know what it is. I think that there are too...Jump to Post - View Topic - Replies (1)
re: CPA Question - EDIT - Can I retroactively fill out a 1099-Misc for IC work? - tigerrocket on 3/26/15 at 3:50 pm
I have several properties, each one in a different LLC, and my CPA makes me get a w-9 signed by everyone I pay over $600. It's a pain in the a$$ to keep up with. I was hoping to prove him wrong....Jump to Post - View Topic - Replies (0)
re: CPA Question - EDIT - Can I retroactively fill out a 1099-Misc for IC work? - tigerrocket on 3/26/15 at 1:41 pm
My CPA would have made me issue a 1099 to the individual who did the A/C work, assuming he is an independent contractor. ...Jump to Post - View Topic - Replies (0)
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