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Favorite team:LSU 
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Interests:Fishing
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Number of Posts:114
Registered on:8/20/2008
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Recent Posts

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re: Flood Insurance Experts - tigerrocket
The underneath does have an elevator enclosure, a storage area, and toilet enclosure. All of these enclosures are unfinished, meaning stud walls. Suppose I remove the toilet, install the vents in all of the enclosures, would I still be screwed because of the elevator?...
Posted on Money Talk
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Flood Insurance Experts - tigerrocket
I purchased a raised camp/house and assumed the current flood policy. The insurance company is using the slab underneath as the lowest level for flood insurance purposes. There is an enclosure and a toilet underneath, and there are no flood vents. Do I need to install the appropriate number of fl...
Posted on Money Talk
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re: Used PWC recommendations - tigerrocket
I had a 1997 seadoo gsx and an spx almost 20 years ago, and they were the best money I ever bwasted. Only kept them 2 years, so I am not that sure of their reliability. ...
Posted on Outdoor Board
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re: Used PWC recommendations - tigerrocket
Thanks everyone for the input. I was leaning Seadoo, but I have heard a lot of good reports regarding the reliability of yamaha. ...
Posted on Outdoor Board
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Used PWC recommendations - tigerrocket
I'm in the market for a couple used PWCs. I'd like something reliable, top speed greater than 50, two or three-seaters. They will be used by the whole family. (two kids 13 and 11) I am aware that the kids can't drive them....
Posted on Outdoor Board
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re: Anyone had to deal with a flood adjuster? - tigerrocket
You may want to get a contractor to give you an estimate in writing. After Katrina, my contractor's estimate was twice what the flood adjuster came up with. I had my flood adjuster and contractor in the house at the same time for the second meeting. Don't forget fridge and pantry contents. T...
Posted on Money Talk
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re: Re-Fi House Question - Rate - tigerrocket
Personally, I would do the 15 year note with a HELOC in case of emergency. Your note shouldn't be much different than it is now at 5.5%. Some people will suggest a 30 year mortgage, because it provides flexibility in case of emergency, but more times than not, it provides flexibility to buy a new c...
Posted on Money Talk
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re: Question about how a 1099 affects my taxes - tigerrocket
Sounds like you are in the 30% tax bracket. 30 percent of $3650 is roughly $1000. That would be the difference. If you had some expenses related to earning that 1099 income, you might be able to offset the income....
Posted on Money Talk
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re: Roth IRA to solo 401k question - tigerrocket
You would have to cash out the Roth, so that you could make a tax deductible contribution with the proceeds. There may or may not be penalties on the withdrawal depending on whether or not you have gain in the roth. If your Solo 401k provider has a Roth provision in your plan, you could rollover...
Posted on Money Talk
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re: How much value does a new pool add (as a percent of cost)? - tigerrocket
If you live in a waterfront/boating subdivision where every house has a pool, you better have one too, if you want your house to sell at the same price as your neighbors. ...
Posted on Money Talk
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re: 1031 exchange - tigerrocket
Thanks. Do you have any recommendations for an intermediary on the North Shore?...
Posted on Money Talk
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1031 exchange - tigerrocket
For those of you who have done a 1031 exchange or have some expertise in this topic: What are considered like properties? Can I exchange a commercial building for one or more residential rental properties and qualify?...
Posted on Money Talk
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re: Switching jobs and 401k question - tigerrocket
Because it's a relatively small amount, I would roll it over to the 401k. I wouldn't want to bother with another account, unless you were planning on making contributions to the new IRA. Those contributions might not be deductible depending on your income anyway. ...
Posted on Money Talk
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re: CFP - tigerrocket
I think it is more helpful for a young advisor's confidence in the early part of their career, and the information learned is valuable, but I have only had about 6 prospects/clients ask if I was a CFP in the last 20 years. Most of my clients don't even know what it is. I think that there are too...
Posted on Money Talk
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re: CPA Question - EDIT - Can I retroactively fill out a 1099-Misc for IC work? - tigerrocket
I have several properties, each one in a different LLC, and my CPA makes me get a w-9 signed by everyone I pay over $600. It's a pain in the a$$ to keep up with. I was hoping to prove him wrong....
Posted on Money Talk
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re: CPA Question - EDIT - Can I retroactively fill out a 1099-Misc for IC work? - tigerrocket
Follow up question: If the rental property is owned by an LLC, would this constitute a trade or business?...
Posted on Money Talk
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re: CPA Question - EDIT - Can I retroactively fill out a 1099-Misc for IC work? - tigerrocket
My CPA would have made me issue a 1099 to the individual who did the A/C work, assuming he is an independent contractor. ...
Posted on Money Talk
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re: Deducting Mortgage Interest on Two Houses in Same Year? - tigerrocket
an expense is not a deduction, but that is why you hired a cpa. ...
Posted on Money Talk
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re: Deducting Mortgage Interest on Two Houses in Same Year? - tigerrocket
On the rental property, the interest is an expense. On primary residence or second home, the interest is considered a deduction. ...
Posted on Money Talk
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re: Power of Attorney Question - tigerrocket
When I did it the last time, the title company prepared the forms, and my wife came in and signed in advance. ...
Posted on Money Talk
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