I'm not reading through all of this, but I'll lay a little fact in here.
Amex platinum holder since 2002.... Travel and points...... SUCK. Period. There are far superior cards out there for that.
Perks? Unless you live in a big market i.e. DFW, LA, NYC then it's useless.
Why is it worth it? Customer service and fraud protection. I've had countless fraud attempts on my chase cards, but in a decade not one on the Amex. Lose your luggage? Bumped from a flight? Horrible Hotel experience? Need to return that 82'' flat screen to best buy outside the warranty? Amex delivers.
ETA: Platinum card gets me executive club access + upgrades at most hotels. Also, Amex has the best year end statements.
This post was edited on 12/7 at 8:57 pm