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Let's be honest about credit scores

Posted on 10/23/17 at 2:48 pm
Posted by X123F45
Member since Apr 2015
27479 posts
Posted on 10/23/17 at 2:48 pm
746 last week.

683 this week.

Put vacation on card right before statement hit.

My bad.
This post was edited on 10/23/17 at 3:31 pm
Posted by Steauxn
Philadelphia, PA
Member since Dec 2007
19277 posts
Posted on 10/23/17 at 2:49 pm to
then you need a higher limit credit card.
Posted by Chad504boy
4 posts
Member since Feb 2005
166498 posts
Posted on 10/23/17 at 2:49 pm to
First we got a fattie.

Now we got a fattie that can't pay his bills.
Posted by Scooba
Member since Jun 2013
19999 posts
Posted on 10/23/17 at 2:50 pm to
That means your CC company considers your vacation to be too pricey for your income.

If you did it to get points, just pay it off and your score will bounce back up.


Oh, and Money Board.
This post was edited on 10/23/17 at 2:54 pm
Posted by LucasP
Member since Apr 2012
21618 posts
Posted on 10/23/17 at 2:50 pm to
quote:

746 last week.


If you're gonna brag/lie, do your research, credit scores don't go that high. Jackass.
Posted by LasVegasTiger
Idaho
Member since Apr 2008
8083 posts
Posted on 10/23/17 at 2:50 pm to
312, but just rented some rims for my Escalade.
Posted by BigPerm30
Member since Aug 2011
26021 posts
Posted on 10/23/17 at 2:51 pm to
They are really dumb. It'll be back up when you pay it off next month. Mine does it every time I put a large purchase on the card. It always goes right back up the next month when I pay it off. I prefer the credit card points.
Posted by 50_Tiger
Dallas TX
Member since Jan 2016
40162 posts
Posted on 10/23/17 at 2:52 pm to
quote:

746 last week.

689 this week.


Congrats you are not T1+ now baw.
Posted by HeyHeyHogsAllTheWay
Member since Feb 2017
12458 posts
Posted on 10/23/17 at 2:56 pm to
I don't even know my credit score. I need a loan I call my local bank and get a loan. Haven't even filled out a credit app in 20 years.

My wife had 4 credit cards when we met. We paid them off and haven't used one in 11 years.

Posted by ruzil
Baton Rouge
Member since Feb 2012
16949 posts
Posted on 10/23/17 at 2:56 pm to
All a good credit score really indicates is how well you are a slave to the banking industry. Nothing more, nothing less.
Posted by Peazey
Metry
Member since Apr 2012
25418 posts
Posted on 10/23/17 at 3:01 pm to
I've never had my credit score swing that much.
Posted by SG_Geaux
Beautiful St George
Member since Aug 2004
78062 posts
Posted on 10/23/17 at 3:02 pm to
812
Posted by ell_13
Member since Apr 2013
85134 posts
Posted on 10/23/17 at 3:08 pm to
We have 5 cards. 3 from Chase; 2 from Discover. Basically a primary and backup for each of us plus an extra which I got for the airline miles. Credit limit for each is between 9k and 25k depending on when we opened it. Everything goes on them for the cash back and points. They get paid off monthly (except for after the flood for obvious reasons).
Posted by Jack Daniel
In the bottle
Member since Feb 2013
25552 posts
Posted on 10/23/17 at 3:16 pm to
You took credit out for a vacation? Lolz
Posted by GreatLakesTiger24
One State Solution
Member since May 2012
55840 posts
Posted on 10/23/17 at 3:20 pm to
They don't matter nearly as much as you might think when it comes to consumer loans.
Posted by SlowFlowPro
Simple Solutions to Complex Probs
Member since Jan 2004
423378 posts
Posted on 10/23/17 at 4:20 pm to
last i looked my FICO was 836

Posted by PsychTiger
Member since Jul 2004
99309 posts
Posted on 10/23/17 at 6:25 pm to
My current FICO score is 830. I'm disappointed in myself for not having a perfect 850.
Posted by St Augustine
The Pauper of the Surf
Member since Mar 2006
64365 posts
Posted on 10/23/17 at 6:33 pm to
804 when I just bought my new house. Paid almost 6 figures in student loans off in a little more than two years, have never missed a mortgage payment, paid all the cars off early, and pay credit card statement in full each month. It'll go up quick if you're disciplined.
Posted by foshizzle
Washington DC metro
Member since Mar 2008
40599 posts
Posted on 10/23/17 at 8:02 pm to
842/850 according to Discover.
Posted by trillhog
Elite Membership
Member since Jul 2011
19407 posts
Posted on 10/23/17 at 8:13 pm to
Do credit scores matter? Can’t remember anybody asking for a credit score.
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