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Message

re: Pre-existing conditions under ObamaCare

Posted on 1/12/17 at 10:21 pm to
Posted by Taxing Authority
Houston
Member since Feb 2010
57455 posts
Posted on 1/12/17 at 10:21 pm to
quote:

My favorite part of repealing Obamacare is going to be when premiums still go up next year and every year as they have in the past. Forcing more to drop insurance causing a real disaster.
So you want people to go without care out of spite? How gracious of you. Liberals are sooooo caring...
Posted by Taxing Authority
Houston
Member since Feb 2010
57455 posts
Posted on 1/12/17 at 10:22 pm to
quote:

The mandatory insurance thing was put in there to make the pre-existing condition provision work.
Clearly failed.
Posted by TitleistProV1X
Member since Nov 2015
3522 posts
Posted on 1/13/17 at 6:35 am to
quote:

My wife is a type 1 diabetic diagnosed at 12. She's uninsurable unless one of our jobs offer insurance. Are you ok excluding these ppeopl?


Same here and that is why you must find a job that offers good health insurance. This was critical to me when I was selecting my first job out of college.
Posted by ChineseBandit58
Pearland, TX
Member since Aug 2005
43042 posts
Posted on 1/13/17 at 6:42 am to
quote:

Frankly there should be no age floor other than being a legal adult or any cap.
If mom and dad want to pay your premium why should anyone care?

Fine - let them pay for the kid's insurance. But the insurance company should not be forced to pretend that a 26 yr old professional student be considered a 'dependent' in terms of actuarial calculations. Let their premiums reflect reality based actuarial tables, factoring in the odds for contracting HIV, catastrophic accidents, drug addictions, etc.. They are definitely not the same risk as a 12 yr old healthy boy.
Posted by Wtodd
Tampa, FL
Member since Oct 2013
67517 posts
Posted on 1/13/17 at 6:45 am to
Is stupidity considered a pre-existing condition? If so, libtards will be happy.
Posted by roadGator
Member since Feb 2009
141098 posts
Posted on 1/13/17 at 7:29 am to
I can't believe someone typed this. Lol

quote:

Frankly there should be no age floor other than being a legal adult or any cap.
If mom and dad want to pay your premium why should anyone care?


Unicorn rancher?
Posted by BamaAtl
South of North
Member since Dec 2009
22040 posts
Posted on 1/13/17 at 7:48 am to
quote:

So you want people to go without care out of spite?


Congratulations, he's a Republican now!
Posted by BamaAtl
South of North
Member since Dec 2009
22040 posts
Posted on 1/13/17 at 7:48 am to
quote:

Clearly failed.


Clearly >20M successes.
Posted by DirtyMike
Baton Rouge, LA
Member since Aug 2014
1175 posts
Posted on 1/13/17 at 7:57 am to
quote:

Your parents have failed you if they leave you on their insurance until 26.




I saved a shitload of money staying on until I was 26. Why would I get my own insurance if me being on my parents doesn't increase their premium? Seems like a poor business decision. Leaving it wouldn't have decreased their premium, either.
Posted by Zephyrius
Wharton, La.
Member since Dec 2004
7992 posts
Posted on 1/13/17 at 8:05 am to
quote:

I was near tears (of happiness) when the pre-existing condition clause was announced.

I bet; I'm sure your guilt would have been excruciating ... appears you should have been a responsible parent and have a family plan/ or teach your daughter the responsibility of health insurance.
Posted by seawolf06
NH
Member since Oct 2007
8159 posts
Posted on 1/13/17 at 8:14 am to
quote:

Gotta keep this part of law -- agreed?


As long as they can charge whatever they want, that's fine.
Posted by SSpaniel
Germantown
Member since Feb 2013
29658 posts
Posted on 1/13/17 at 8:27 am to
quote:

Congratulations, he's a Republican now!
Posted by ChineseBandit58
Pearland, TX
Member since Aug 2005
43042 posts
Posted on 1/13/17 at 9:11 am to
quote:

I saved a shitload of money staying on until I was 26. Why would I get my own insurance if me being on my parents doesn't increase their premium? Seems like a poor business decision. Leaving it wouldn't have decreased their premium, either.

So you are a free-loader. Insurance has to be paid by someone - you are just happy it was everybody else. There is no free lunch.

With that attitude, you are no better than a welfare queen scamming the system for any 'freebie' that you can cadge.

26 year old men are adults - they should act like it. Unless handicapped you need to start paying your own way.
Posted by Taxing Authority
Houston
Member since Feb 2010
57455 posts
Posted on 1/13/17 at 9:18 am to
quote:

Clearly >20M successes.
So successful that UHC lost almost $1B in the exchange marketplace and promptly exited.

LINK

quote:

only 28% of exchange members in 2014 were in the coveted 18-34 age range, and that percentage stayed level for 2016. It's below the 40% level many actuaries say is needed to create a more stable rate environmen


quote:

A report from the Blue Cross and Blue Shield Association found enrollees who chose a Blues exchange plan in 2014 and 2015 had higher rates of hypertension, diabetes, hepatitis C and other chronic diseases, compared with people who already had an individual Blues plan


quote:

At Arches Health Plan, the now-defunct co-op insurer in Utah, just 200 people—or 0.3% of its 63,000 members—accounted for 50% of its claims. By the end of January 2014, the first full month when ACA exchange coverage went live, the Common Ground co-op in Wisconsin had 19 people requesting transplants.


Oh, and that 20 million number is really....

quote:

For 2016, following the law's third open enrollment, there are currently 12.7 million exchange members,
and that's signups not completed terms.
This post was edited on 1/13/17 at 9:19 am
Posted by Taxing Authority
Houston
Member since Feb 2010
57455 posts
Posted on 1/13/17 at 9:20 am to
quote:

Congratulations, he's a Republican now!
Posted by SSpaniel
Germantown
Member since Feb 2013
29658 posts
Posted on 1/13/17 at 9:27 am to
quote:

Oh, and that 20 million number is really....


What exactly makes up that "20 millions successes" number that Bamaatl keeps throwing out there? Is it truly 20 million people with serious illnesses who could not get healthcare prior to Obamacare and now can, or is it some of those and more of "I have to get health insurance or pay a penalty". And they are counting those as "successes".
Posted by the808bass
The Lou
Member since Oct 2012
111733 posts
Posted on 1/13/17 at 9:39 am to
quote:

Is it truly 20 million people with serious illnesses who could not get healthcare prior to Obamacare and now can,


No. The 20 million includes 1) all the people who got kicked off their individual plan and then purchased insurance from an exchange plan. 2) People who were forced to buy insurance by the mandate who could've afforded insurance before and chose not to buy it. 3). People who signed up for Medicaid as a result of the ACA.
Posted by Nuts4LSU
Washington, DC
Member since Oct 2003
25468 posts
Posted on 1/13/17 at 9:39 am to
quote:

The 26 part is retarded

Why not 25? Why not 30?


It seems like they are trying to allow people to stay on parents' insurance until they are out of school and working full time. 26 gives time for undergrad plus a graduate degree or possibly even two.
Posted by BBONDS25
Member since Mar 2008
48823 posts
Posted on 1/13/17 at 9:40 am to
He knows that. Dishonesty is his only hope. Ends justify the means. When it is repealed hopefully he will go away or find some other topic to lie about. This one is tired.
Posted by roadGator
Member since Feb 2009
141098 posts
Posted on 1/13/17 at 9:41 am to
Why don't all these bleeding heart liberal bubble dwelling elitists create a "Damn you are poor, let me help you with healthcare" charity. They can sell their homes. Sacrifice their European vacations. Give up the new BMW. Put their kids in public schools. Work second jobs. All to help their fellow heshe.

Why?

Because they don't give a shite in reality. It's just virtue signaling at it's finest.

It's the same reason why I don't beat up abortion doctors. I don't really give a shite. Right liberals?

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