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Message
6
Posted on 1/12/17 at 12:00 pm to VermilionTiger
quote:
Just under $30,000.
Jesus, 26 years old with a $30,000 note at 4% on a car? God damn.
My suggestion is to buy a cheaper car next time. Also, 4% is brutal. Hopefully you can do better on the next one.
Posted on 1/12/17 at 2:43 pm to VermilionTiger
quote:
Just under $30,000.
Interest rate is 4.2
We need a whole other thread about this decision.
1. Sell the Truck.
2. Use money as a down-payment for a 15k or under vehicle.
Sort of related, out of my 6 really good friends, 3 of them make 200k or more a year and drive 6 - 10 year old beaters. the other three are in a new tahoe, new z71 truck and a Porsche SUV. None of those guys make more than 75k a year.
I make an EASY six digits a year and drive a 99 Camry.
My advice to you would be to get serious about building wealth. You can do it and the sacrifices are not even that difficult. The 40 year old you will be forever thankful.
Posted on 1/13/17 at 8:14 am to VermilionTiger
quote:
Interest rate is 4.2
Good Lord. That's atrocious.
Posted on 1/13/17 at 8:58 am to VermilionTiger
quote:
Just under $30,000.
Interest rate is 4.2
Put it all towards the truck.
Posted on 1/13/17 at 9:28 am to VermilionTiger
Pentagon Federal Credit Union usually has really good rates. I'd suggest them.
Posted on 1/13/17 at 11:43 pm to VermilionTiger
quote:
Just under $30,000.
Interest rate is 4.2
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