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re: I'm a YNAB geek.
Posted on 1/6/17 at 11:07 am to tlsu15
Posted on 1/6/17 at 11:07 am to tlsu15
quote:
This is my number one problem as well. She has admitted that she's not responsible with it though and has given me full control for the time being until she can learn financial responsibility.
my wife isn't too bad with the spending, she just won't bother to track it.
She does have a bit of a clothing problem but currently does thrifting (or personal thrift store shopper) for most of it, so its only like $50/month. 
3
Posted on 1/6/17 at 11:35 am to Hawkeye95
Does YNAB read/categorize well the way I work my money? My bank account steadily just says Amex Payment. Nothing after that. I think maybe that was why it didn't work for me. Autodraft stuff was fine. I think all of my AMEX charges threw it off. Does that sound right?
Posted on 1/6/17 at 12:32 pm to Hawkeye95
quote:
my wife isn't too bad with the spending, she just won't bother to track it. She does have a bit of a clothing problem but currently does thrifting (or personal thrift store shopper) for most of it, so its only like $50/month.
It's not that I can't get my wife to stop spending, it's just that she has no larger picture views of financing.
For example, if she tells me she needs to get some stuff at the mall, she might ask me how much she can spend. I'll give her a number like $130 and she'll come back with receipts that total $211. I ask her why she went over the amount we agreed on and she says they had a sale too good to pass up
Then she wonders why it's a big deal because we have more than $211 in our checking account When we got married 2 years ago, I was working a job making $30K a year with no benefits and she was finishing school. We moved to Dallas shortly after getting married and had basically nothing when we got here. Now, we both have professional jobs. The allure of having disposable income to buy nicer things is wearing off and now we are just a couple in our mid 20s trying to figure out how to secure our financial future.
Posted on 1/6/17 at 1:40 pm to Hawkeye95
quote:
my wife isn't too bad with the spending, she just won't bother to track it.
That's my deal basically. My wife isn't a spender, but she doesn't care to look at Mint or anything, so we butt heads when for instance, she spends money after being thrifty for a while. She sees no problem, but I know we were overbudget somewhere else and needed to gain some ground back. That sort of thing. I'm just thankful that overall, she's pretty cheap for a woman.
This post was edited on 1/6/17 at 1:41 pm
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