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re: Negotiating A New Truck

Posted on 6/15/16 at 1:21 pm to
Posted by VetteGuy
Member since Feb 2008
28314 posts
Posted on 6/15/16 at 1:21 pm to
quote:

I was going to finance through Ford motor credit to get the $500 rebate and then refinance next month with a credit union for what I'm assuming will be a much lower rate.


Don't do this unless the rate is way lower.

Correct thinking on the warranty, only buy OEM, not aftermarket warranty. You can wait and buy it later.

This post was edited on 6/15/16 at 1:23 pm
Posted by nikki6
New Orleans
Member since Jul 2011
1967 posts
Posted on 6/15/16 at 1:35 pm to
quote:


Don't do this unless the rate is way lower.


Dont refinance or just don't finance through Ford? I thought it was a good idea to finance through Ford to get the extra $500 rebate ( and no, I doubt Ford will be a low rate although i do have excellent credit), and then refinance with a credit union or bank or whoever gives me the lowest rate? Why is this a bad idea?
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