re: Flood zones in St Tammany (Abita Springs)

You are more than likely in a zone. Get an elevation certificate of the property or find out the BFE. If in a zone you will have to have a certificate showing your home is above BFE if it's not prepare the checkbook, could be 4-5k a year since it would post firm. If you are In a zone it's likely that even though you are above BFE you will still pay $1500ish a year for flood. If not in a zone, prolly $400-$500. Get it either way b/c you never know.
And if an agent is doing it correctly every quote from every company should be the same.
Max coverage is $250k on the home and 100k on contents.

All of these are assumptions. Just make sure your home is above the BFE b/c it will be a new build if it's in a zone.