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Started By
Message
How much do you pay for health insurance?
Posted on 2/11/16 at 11:59 pm
Posted on 2/11/16 at 11:59 pm
So I’m helping a relative who was recently laid off and looking at medical insurance options in BR. Essentially the cheapest plan per healthcare.gov is a BCBS policy that $447 something a month and has a $13,500 family deductible, $4,500/person. From what I can tell pays nothing until deductible is met. So you pay $447/month for the right to pay full price.
I complained about mine but at least it had a copay. I feel for him. My policy sucks but this is outrageous as a society that one is forced to pay nearly $500/month for basically catastrophic coverage. If you make $50k/year, you are forced to pay basically 40% of your income to federal taxes and healthcare, assuming you use it. This is just terrible policy.
I complained about mine but at least it had a copay. I feel for him. My policy sucks but this is outrageous as a society that one is forced to pay nearly $500/month for basically catastrophic coverage. If you make $50k/year, you are forced to pay basically 40% of your income to federal taxes and healthcare, assuming you use it. This is just terrible policy.
This post was edited on 2/12/16 at 12:01 am
38
Posted on 2/12/16 at 12:01 am to ChunkyLover54
healthcare.gov is a disgrace, I have known people that looked into it and it was double what they were paying.
Posted on 2/12/16 at 12:04 am to ChunkyLover54
healthcare.gov is only helpful if you don't make any money.
Posted on 2/12/16 at 12:05 am to ChunkyLover54
A portion of my tax returns being withheld. frickers.
Posted on 2/12/16 at 12:05 am to ChunkyLover54
Tell your relative to just go to the ER when he's sick. That way it's free for everyone.
Posted on 2/12/16 at 12:07 am to ChunkyLover54
Too fricking much.
Posted on 2/12/16 at 12:13 am to ChunkyLover54
$48 a month
Posted on 2/12/16 at 12:19 am to ChunkyLover54
$0
My company covers our health benefits.
My company covers our health benefits.
Posted on 2/12/16 at 12:32 am to ChunkyLover54
$325/month
$2,800 deductible, 100/80 coverage.
Individual policy, self employed.
eta: HDHP, so no copay. Out of pocket until deductible is met, which I use my HSA for.
$2,800 deductible, 100/80 coverage.
Individual policy, self employed.
eta: HDHP, so no copay. Out of pocket until deductible is met, which I use my HSA for.
This post was edited on 2/12/16 at 12:36 am
Posted on 2/12/16 at 12:37 am to ChunkyLover54
I don't pay anything monthly. I don't know the details but I occasionally have a small copay for meds or DR visits.
I just looked it up, $300 annual deductible for my family.
I just looked it up, $300 annual deductible for my family.
Posted on 2/12/16 at 12:42 am to ChunkyLover54
You are reading it wrong. They still only pay the copay amount before they reach the deductible.
Posted on 2/12/16 at 4:40 am to ChunkyLover54
All the while, certain groups of citizens get their medical care for free. Go figure.
Posted on 2/12/16 at 4:56 am to ChunkyLover54
I feel for you Chunky, that is a terrible policy for that amount of money. Basically the gov is going in dry. I am retired Air Force so we pay $0 (wife and I) with a $300 deductible and 80/20 after that. We will be paying $228 a month for our youngest daughter while she is still in college when she turns 23 this summer. All in all not bad.
Posted on 2/12/16 at 5:42 am to ChunkyLover54
Is he eligible for cobra?
Which is still expensive as hell, but worth looking into
Which is still expensive as hell, but worth looking into
Posted on 2/12/16 at 6:06 am to ChunkyLover54
Blue cross
Dental
Vision
Short term disability
Long term disability
Long term care plan
Cancer suppliment
Heart suppliment
Health suppliment
$23.75 month for my retirement plan until I reach 65yrs old.
Dental
Vision
Short term disability
Long term disability
Long term care plan
Cancer suppliment
Heart suppliment
Health suppliment
$23.75 month for my retirement plan until I reach 65yrs old.
Posted on 2/12/16 at 6:09 am to ChunkyLover54
$1008/mo.
Family of 4
Individual plan (not through employer)
$7500 family deductible
Family of 4
Individual plan (not through employer)
$7500 family deductible
Posted on 2/12/16 at 6:21 am to ChunkyLover54
I'm now at $771/month. Single, self employed so I have no real option to Obamacare. Sucks. In Florida so costs are higher. And I just read that my insurance provider loses money on these policies so they are trying to discourage people from signing up. It shows in their terrible web site and horrible customer service. Just all around awesomeness that only the government can attain.
Posted on 2/12/16 at 6:48 am to ChunkyLover54
That's Obama. My wife and I have a similar problem. Don't go to the dr, no kids, >500/month and $6000 deductible.... F'n absurd.
Posted on 2/12/16 at 7:03 am to ChunkyLover54
We pay about $130/month through my wife's employer for us and our daughter. They cover hers 100% and then something like 80% for family. We have a $1500/person deductible but a $2500 max out of pocket for the family. Pretty good plan if you ask me. I work for a much smaller company so I can't even get a plan for myself that is half as good for twice what it costs for me and our daughter on hers.
Posted on 2/12/16 at 7:10 am to ChunkyLover54
Nothing. My company pays 100% for individual and family as well as 100% dental. Bad arse plan too
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