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re: How much credit card debt are you in?
Posted on 10/19/15 at 8:51 pm to I Love Bama
Posted on 10/19/15 at 8:51 pm to I Love Bama
Why were you canceling if you already paid the yearly fee?
Or are you lying.
Or are you lying.
1
Posted on 10/19/15 at 9:02 pm to John88
14k @ 0% last month but that expired do I paid it
Posted on 10/19/15 at 9:31 pm to John88
500,000.00 liquid
Good ?
Good ?
Posted on 10/19/15 at 9:42 pm to John88
$3000ish.
My rental home had a bunch of shite happen to it. Then I had a car issue.
Sucks because I was just climbing out of the hole, but the work I did over the past year has put me in good position to pay it off quickly.
My rental home had a bunch of shite happen to it. Then I had a car issue.
Sucks because I was just climbing out of the hole, but the work I did over the past year has put me in good position to pay it off quickly.
Posted on 10/19/15 at 9:55 pm to John88
$0.00
Posted on 10/19/15 at 10:52 pm to John88
Pay off everything every month so $0.
Posted on 10/20/15 at 5:45 am to John88
According to mint bills I currently have $1400 (6 different cards) in credit card debt & I will have them all paid off after the billing cycle they were made in comes due. I have $300 on a Lowes card that doesn't show up on Mint, but it's 0% til late 2016.
My wife and I have a 0% credit card ( til 2017) that has probably $2,000 that I ask her to pay.
My wife and I have a 0% credit card ( til 2017) that has probably $2,000 that I ask her to pay.
Posted on 10/20/15 at 5:51 am to John88
I have a feeling only people that pay it off at the end of month will respond to this thread.
BTW, I don't think I've ever been in CC debt. Maybe because I didn't have one as a student.
BTW, I don't think I've ever been in CC debt. Maybe because I didn't have one as a student.
Posted on 10/20/15 at 7:22 am to Cdawg
Yeah, those people in the $30k hole aren't likely to respond.
Posted on 10/20/15 at 7:39 am to Cdawg
I had plenty when I graduated but my dad paid them off as my graduation present.
Then I ran them up again and he paid them off as my wedding present
Then I ran them up again and he paid them off as my wedding present
Posted on 10/20/15 at 7:39 am to VABuckeye
Currently $0 on last months balance. Prior to me graduating and finding a job, about $1k.
Posted on 10/20/15 at 8:23 am to John88
Probably about $6k on 0% APR. If they're gonna give me money at no charge for 12-18 mo ths I'm gonna use it to my advantage.
I wouldn't recommend that for financially irresponsible people though. I've never been charged interest on a CC.
I wouldn't recommend that for financially irresponsible people though. I've never been charged interest on a CC.
Posted on 10/20/15 at 8:26 am to John88
Running 2-3k a month paid off each billing cycle - slow points earner but they add up...
Posted on 10/20/15 at 8:28 am to John88
I always pay it off every month. It's never really that much either. $200 maybe. Sometimes $0.
This post was edited on 10/20/15 at 8:30 am
Posted on 10/20/15 at 8:49 am to TigerTatorTots
quote:
You should never spend more than you can pay off that month unless an extreme emergency
Not true if the interest rate is zero.
Posted on 10/20/15 at 8:59 am to foshizzle
We pay it off every month.
Posted on 10/20/15 at 9:14 am to John88
Pay off monthly.
Posted on 10/20/15 at 9:23 am to John88
I have about $3000 on a 0% interest card right now. 0% doesn't end until January, so it'll be paid off by then.
Posted on 10/20/15 at 9:35 am to John88
0. I charge every purchase that takes CC and pay it off as often as it will let me. Earning cash back for the GF's Christmas gifts
This post was edited on 10/20/15 at 9:36 am
Posted on 10/20/15 at 9:38 am to John88
$0. Pay it off monthly.
Five years ago: $33,567.31 on about 9 different cards. Took about 10 years to get it that high, but had to make the decision to get out of debt.
I don't have this magical story of digging deep and eating rice and beans to get out of debt. My wife and I got about $25,000/year in raises by getting new jobs and we just put everything extra toward the debt for about a year. Now we're able to save about $3k a month on top of retirement.
$1000? Pick up some odd jobs and pay it off and be done with it. Hang out on this board a little more than the OT and you'll pick some things up.
Five years ago: $33,567.31 on about 9 different cards. Took about 10 years to get it that high, but had to make the decision to get out of debt.
I don't have this magical story of digging deep and eating rice and beans to get out of debt. My wife and I got about $25,000/year in raises by getting new jobs and we just put everything extra toward the debt for about a year. Now we're able to save about $3k a month on top of retirement.
$1000? Pick up some odd jobs and pay it off and be done with it. Hang out on this board a little more than the OT and you'll pick some things up.
This post was edited on 10/20/15 at 9:42 am
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