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re: What to do when you get nsf checks?

Posted on 7/16/15 at 11:08 am to
Posted by hungryone
river parishes
Member since Sep 2010
11987 posts
Posted on 7/16/15 at 11:08 am to
Couple of suggestions regarding payment acceptance:
--don't take personal checks from individuals you don't know; tell whoever schedules your calls to tell the customer that you don't take checks & payment must be rendered in debit/credit at the time of repair
--get a Square account (or similar) so you can run the debit or credit card immediately in front of the customers. They are less likely to give you a bum card when you run it immediately in front of them. If it does fail, you can address the situation immediately, in person...asking for another card, alternative form of payment, etc.
Posted by Napoleon
Kenna
Member since Dec 2007
69205 posts
Posted on 7/16/15 at 11:13 am to
quote:

don't take personal checks from individuals you don't know; tell whoever schedules your calls to tell the customer that you don't take checks & payment must be rendered in debit/credit at the time of repair


Actually I prefer checks to debit credit, that 2.79% adds up. Out of maybe a thousand checks I've collected, two have bounced and now one has been paid back on.
Accepting checks is a convience factor and a sign of trust. I write checks to pay for parts and I accept checks. Now if this were more common I would stop the practice.

I do use square ( I used to use Payanwhere and after that PayPal Here) yesterday the customer was not home so I entered the info she gave me over the phone into my square app.

She didn't give me the card, I ran the numbers, when I ran them today it went through. She says her "fraud protection" blocked the transaction yesterday.
I'll have the money in my account by 8am tomorrow.

I went so long without problems.

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