with debit cards now, whats the point of using American Express?

Rewards

All of the stated. Protection being pretty key. Rather be able to dispute a charge and not fork over money until its resolved than to have my bank account drain until its gets resolve.

Mainly rewards. Travel, work expenses, groceries, it all goes on the card for the points. My goal is to never pay for a plane ticket for family vacations.

You should never ever use a debit card outside your home. Fraud protection for a debit card is awful

Obviously doesn't include when you need it for atm/bank

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Customer service, purchase protection, reward points!, and building my credit score.

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All of this. Plus, using a debit card is dumb. If you get hacked, you lose your money and must wait to get it back. Just treat a credit card like cash. Know how much you have and don't spend more than that

Because I'm not a moron who uses a debit card.

Have fun trying to get your money back when someone takes you debit card number. If they take my Amex no sweat, they will over night me a new card with a new number

Please tell me you know the difference between a debit card and a credit card. They are night and day.

My credit card has 80000 points waiting to be used. My debit card has no points. Hope that answers your question.

Spending limits on debit cards tend to be pretty low

I switched from a debit card to AMEX because of being hacked.

Best decision ever. It's the best card I've ever owned.

When you figure in rewards it just makes sense. You're spending the money anyway, might as well get free things for it. Gotta pay your balance in full every month.