- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
re: Recommendations on index funds for taxable account?
Posted on 10/31/14 at 2:00 am to Teddy Ruxpin
Posted on 10/31/14 at 2:00 am to Teddy Ruxpin
quote:
I was under the impression bond holdings (for the most part) aren't tax efficient and therefore having them in a taxable account is a bad idea.
The only reason why I can see you having bonds in a taxable is if you want to use them to produce supplemental income while you are still working.
It is a nice, somewhat regular monthly payment you can budget around.
It might be stupid, but I am building holdings with that in mind: Bonds and equity income funds. Currently reinvesting but it would be nice to be able to flip a switch and boost income 5+ years down the road if my career stagnates and doesn't compensate what I would like.
In terms of buy and sell rebalancing investing....yeah....very bad move in a taxable.
This post was edited on 10/31/14 at 2:02 am
2
Posted on 10/31/14 at 6:03 am to Volvagia
quote:so what's the solution/alternative?
In terms of buy and sell rebalancing investing....yeah....very bad move in a taxable.
Posted on 10/31/14 at 10:14 am to Volvagia
quote:
It might be stupid, but I am building holdings with that in mind: Bonds and equity income funds. Currently reinvesting but it would be nice to be able to flip a switch and boost income 5+ years down the road if my career stagnates and doesn't compensate what I would like.
I'm somewhere in the "intermediate" level of knowledge on the subject, and this sounds nice, but what about this approach?
Why wouldn't you have those funds in stocks until you want to make the switch? While I understand that stocks are seen as more volatile, your horizon for turning on the switch seems to be long, so why not take the stock gains in the interim, then convert those into bonds when you want to start regular payments in the case of subpar work income?
Of course, the above goes out the window if you want the monthly contributions to begin now.
Page 1 of 1
Popular
Back to top
Follow TigerDroppings for LSU Football News