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re: Consolidating Student Loans
Posted on 10/19/14 at 7:06 pm to LSUSUPERSTAR
Posted on 10/19/14 at 7:06 pm to LSUSUPERSTAR
quote:
If you don't mind, how many years did you refi for and is that a fixed or variable rate?
10 years and it's variable at 4 points above LIBOR. Capped at 7.5% though. And if it gets too high I'll just refi to a fixed
1
Posted on 10/20/14 at 8:35 am to Golfer
quote:
She will be looking for a teaching job near Port Arthur which is pretty low income, so we may explore programs for loan forgiveness.
Definitely look into the public interest jobs loan forgiveness program, as well as the teachers' loan forgiveness programs. The public interest program covers a broad spectrum of jobs, gov't & nonprofit, while the teachers' program is a little more narrow.
Teachers' Loan Forgiveness & Cancellation: LINK
Public Service Loan Forgiveness: LINK
It's a damn shame that both programs aren't promoted heavily by schools/colleges. Practically every week, I encounter someone who could benefit from these programs and knows nothing about them.
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