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Started By
Message
Home owners covering firearms?
Posted on 4/1/14 at 6:20 pm
Posted on 4/1/14 at 6:20 pm
Is it like jewelry where you need to take our a rider? I'm getting to the point where I'd like to have have them covered for peace of mind should anything happen.
11
Posted on 4/1/14 at 6:24 pm to TigerTatorTots
i know if you have farmers it doesn't
Posted on 4/1/14 at 6:26 pm to TigerTatorTots
Separate policy, I had an old thread on here about it. Let me see if I can find it.
Posted on 4/1/14 at 6:26 pm to TigerTatorTots
I was able to get a rider in a apt. policy 30 years ago. When I kept adding they freaked and set a limit. Good luck.
Posted on 4/1/14 at 6:35 pm to TigerTatorTots
Check this thread LINK
Posted on 4/1/14 at 6:43 pm to TigerTatorTots
Can't tell you how many burglaries I've worked where homeowners paid little to nothing for firearms worth 10x what was paid out.
I specifically remember a Rem 742 with scope that had been handed down. Since it was old they paid like 32 dollars for it
I specifically remember a Rem 742 with scope that had been handed down. Since it was old they paid like 32 dollars for it
Posted on 4/1/14 at 6:49 pm to TigerTatorTots
They are limited to a blanket $1500 limit on the standard Louisiana ISO form(I think, most companies only offer $1500 of protection for theft). Some companies limit them for all perils and some offer more coverage. Read your policy. Who are you with?
Posted on 4/1/14 at 7:09 pm to TigerTatorTots
My renters policy with AllState only covers firearm theft up to $2500... 
Posted on 4/1/14 at 7:21 pm to TigerTatorTots
2K 
Posted on 4/1/14 at 8:13 pm to TigerTatorTots
Call your agent and have them schedule each gun individually. Limits are different on each policy but if you have a few guns it's worth it.
Posted on 4/2/14 at 3:18 am to TigerTatorTots
With State Farm there's a max price at which they'll replace firearms. In 2008 it was $2500. All of my guns are now insured individually through the homeowners policy. Well... Most
Posted on 4/2/14 at 6:54 am to TigerTatorTots
State Farm covered mine until I got my gun safe.
Not expensive.
It was called a sports something policy.
Not expensive.
It was called a sports something policy.
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