Would you also be able to do a rollover distribution from the SIMPLE to your own traditional IRA? May be a little be of a hassle, but if the employer didn't want to switch from a 5305 to a 5304, you would have an option.

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Posted by tigerrocket

Member since Aug 2008

162 posts

Posted on 2/19/14 at 3:36 pm to CubsFanBudMan

I believe there is a two year waiting period starting from when you first contributed.

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