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Message
re: Bank recs for HELOC- New Orleans
Posted on 2/17/14 at 2:02 pm to TigeRoots
Posted on 2/17/14 at 2:02 pm to TigeRoots
quote:
Capital One used to offer $99 HELOCs, not sure if they still do or not. They paid for the appraisal and everything.
Thanks
One more comment, I only recently purchased my house in September. Would a bank need another appraisal?
My mortgage is only 72% of appraised value.
3
Posted on 2/17/14 at 2:09 pm to Oenophile Brah
When I dealt with Capital One, they insisted on performing their own. (usually just pulling comps in the area) From what I could gather, they rarely do a full blown walk through. Pretty painless.
This post was edited on 2/17/14 at 2:10 pm
Posted on 2/17/14 at 3:06 pm to Oenophile Brah
quote:
Thanks
One more comment, I only recently purchased my house in September. Would a bank need another appraisal?
My mortgage is only 72% of appraised value.
Your loan hasn't seasoned for even 6 months yet. Your options might be limited and yes, a lender is going to require an appraisal.
Posted on 2/17/14 at 3:10 pm to Oenophile Brah
your going to have to wait 6 months.. i would stop by whitney bank. you will need a new appraisal but they will pay for it and if you have good credit and keep the loan at least 1 year there is no closing cost.
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