re: Vanguard Mutual Fund Recommendations?

I assumed it was already invested, rather than being in a money market fund.

This year SCREAMS to DCA due to the expected bubble pop.

Two recommendations, especially because you seem to have more in line with my style of thinking:

I maintain the VEIPX recommendation for taxable. I considered using VDAIX but I didn't feel it to be the best fit for my goals. Not saying you should divest from it obviously, but I think VEIPX is the better asset for producing a cash flow without selling shares, which combined with the preferential tax rate for qualified dividends makes for a good synergistic pairing.


Also, I would recommend keeping an eye open for when VHCOX reopens to new investors and add that to your portfolio in your Roth.

Idle Musing: Target date funds don't really do much for you unless they are a good percentage of your holding.