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re: Credit Card Rewards and Points Discussion
Posted on 8/5/14 at 8:58 pm to LSUAfro
Posted on 8/5/14 at 8:58 pm to LSUAfro
quote:
So, I've been looking at booking a Thailand/Sydney trip next year too. United points.
70k RT on Eva Air routing through Taiwan part biz/coach.
That will give you biz class seating all the way to BKK on EVA air,(their royal Laurel class is legit LINK)biz class on Thai Airways to SYD, and coach from SYD to MSY. Lot of value in that for 70k.
Nice, I got to check that out. What dates? Maybe I'll see you in BKK.
quote:
That's the thing about some of these rewards and cards. I fees have to be worth it. And for that, you have to spend enough. But at the same time, you don't want to adjust your spending just to get rewards or else you're getting played.
I budget every thing through Mint, and I was a 100% CC user anyways beforehand, so those things keep me in line.
Some people do get out of hand though.
quote:
That's unbelievable - what cards do you have that helped you make that happen?
Chase Freedom
Chase Sapphire Preferred (now downgraded to avoid fee)
Chase United (will cancel/apply for SW card to avoid fee and replace)
Chase Ink Bold
Chase Ink Plus (will downgrade to avoid fee)
Barclay's Arrival Plus
My fiancee also has:
Chase Freedom
Chase Sapphire Preferred (will downgrade to avoid fee)
Barclay's Arrival Plus (will downgrade)
Having an SO is HUGE.
The thing is, if you roll from one card to the next hitting signup bonuses it isn't all that hard.
I'm also getting married soon and therefore I had a plan to use these points. Not to mention kids won't be far off and I'll probably be taking less trips so I figured I'd get some out of the way.
This post was edited on 8/5/14 at 9:05 pm
Posted on 8/5/14 at 9:03 pm to Teddy Ruxpin
I'm an idiot. It's 110k points. Drinking/posting
Posted on 8/5/14 at 9:53 pm to Teddy Ruxpin
quote:
I budget every thing through Mint, and I was a 100% CC user anyways beforehand, so those things keep me in line.
Some people do get out of hand though.
I wasn't trying to knock anyone here specifically. But this is why it can't work as well for me. I just don't spend enough and I don't travel enough.
My biggest reward I can get is cash back, so I've stuck mostly with Discover since we've had it for so long and the limit is up to 15k on my card and 6k on my wife's which gives us plenty of cushion. I recently got the disney visa which had a good bonus since my dad already had it and could refer me. They put me at 17k limit on the spot. Plus, we go to disney world at least once every 3 years and I can use the bonus on my annual dues to DVC.
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