re: I'm tired of working for someone else.

quote:

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but handling stress is a weakness of mine.

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congrats for recognizing this.

given this weakness, you would be one miserable SOB as a business owner.

Owning a business is not the only way to a good retirement.

Most people lack the discipline, but I have a family member who worked an hourly pay job for his entire career. Pretty sure he never made more than 70k a year in his life. Had a family.
Retired at 60 with over 2 mil in assets. No inheritance or anything like that. Just lived way below his means all of his adult life. Never deprived himself to the extent of being uncomfortable. Just made choices like driving very reasonable vehicles (Toyota Camry's and such), didn't spoil his kids with the latest and greatest material crap at every turn, built a modest house and paid it off as fast as he could (about 8 or 9 years). Never piled up debt and invested every nickel he could along the way.

Prototypical "millionaire next door".

I was floored when he showed me his investment account a few years ago. I always figured he was sitting on a wad, but not to that extent.

I have learned more about finances from this guy who barely finished high school than all my grad and undergrad business classes combined.