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New Public School Teacher Take-Home Pay ???

Posted on 8/6/13 at 9:46 am
Posted by KingofZydeco
On da bayou
Member since Jul 2009
1000 posts
Posted on 8/6/13 at 9:46 am
Can anyone give me a ballpark monthly take home pay my fiance will bring home? She is starting her first teaching job in Jefferson parish this week. I'm working up a little budget spreadsheet and want to put in a decent estimate of what her take home pay will be. The starting gross salary is ~$42k a year. She will be getting health insurance just for her (I have my own through my job).

What would be a ballpark # to assume? Thanks.
Posted by ThaBigFella
baton rouge
Member since Apr 2006
2043 posts
Posted on 8/6/13 at 9:47 am to
damn teachers make $42K in 9 months? Wow
Posted by RunningBlake
Member since Aug 2011
4106 posts
Posted on 8/6/13 at 9:53 am to
Take home will probably be around 70% of gross.
Posted by Salmon
On the trails
Member since Feb 2008
83556 posts
Posted on 8/6/13 at 9:53 am to
ballpark should be around $2200/month
Posted by Shaun176
Baton Rouge
Member since Aug 2008
2465 posts
Posted on 8/6/13 at 9:57 am to
2400-2600 per month if she gets it in 12 months.

2700-2900 is she gets it in 10 months.

Assuming no children.

Teachers pay 8% to TRSL, but no SS.

Health ins. is usually less than private sector jobs.
This post was edited on 8/6/13 at 10:03 am
Posted by LNCHBOX
70448
Member since Jun 2009
84081 posts
Posted on 8/6/13 at 10:09 am to
Assuming bi weekly pay, 8% retirement taken out, and $140 a month insurance (which is close), take home per paycheck will be $1150.

ETA: $1250 if paid semi monthly. Both figures assume being paid year round obviously. Here is a link to a helpful pay check calculator.
This post was edited on 8/6/13 at 10:12 am
Posted by Croacka
Denham Springs
Member since Dec 2008
61441 posts
Posted on 8/6/13 at 10:19 am to
quote:

She will be getting health insurance just for her (I have my own through my job).


You should run the numbers on both


I found it was cheaper to add my wife to my company's plan as opposed to her getting her own


Eta: I wasn't too impressed with the benefits package when my wife worked in EBR
This post was edited on 8/6/13 at 10:21 am
Posted by KingofZydeco
On da bayou
Member since Jul 2009
1000 posts
Posted on 8/6/13 at 10:25 am to
Thanks you everyone... I'll use ~$2200 for now....will know exactly in a month or so.
quote:

You should run the numbers on both

My company has cheap insurance (~$55/month), but to add a spouse they charge about ~$60/month plus a $150/month surcharge if she is available for health insurance through her employeer. It should be a lot cheaper for her to go through the state.
Posted by Specktricity
Lafayette
Member since May 2011
1233 posts
Posted on 8/6/13 at 10:50 am to
My wife is a teacher with Iberia parish. She also makes 42K, and her take home is $ 2275 a month with a couple of bonuses and stipends during the year.

I would definitely keep her on the school board insurance, but if you have kids it gonna be better that they are covered under your employer.
This post was edited on 8/6/13 at 10:53 am
Posted by keeton350
Member since Nov 2005
596 posts
Posted on 8/6/13 at 10:51 am to
My wife is a teacher. She started at about the same rate, after taxes m-0, insurance, union dues, and little extra retirement, I think it was closer to 2000.
Posted by wegotdatwood
Member since Aug 2009
17094 posts
Posted on 8/6/13 at 11:41 am to
School insurance is awful in Arkansas.


Take a look, it's unreal. The "state" employees have a different rate than "public school."

Yes, they are both state, but for some reason insurance is completely different.

Public School Teachers in Arkansas


Arkansas State

It's unreal.


For example- "Gold Plan" for Public School with the whole family is over 1k a month. The same coverage for "state" is $420.

For those who click, the "bronze" is a high deductible plan.


It's good shite, teachers raise some serious hell over the difference in rates.


The state employee insurance is cheaper than my guard insurance.


This post was edited on 8/6/13 at 11:49 am
Posted by League Champs
Bayou Self
Member since Oct 2012
10340 posts
Posted on 8/6/13 at 4:21 pm to
Insurance with state group will run her about $130-140 a month

Teacher retirement will deduct over $300
Posted by ATL TGR
Houston
Member since Apr 2008
2878 posts
Posted on 8/6/13 at 4:29 pm to
quote:

damn teachers make $42K in 9 months? Wow


This. How the hell do teachers complain about pay with a starting salary like that?
Posted by wegotdatwood
Member since Aug 2009
17094 posts
Posted on 8/6/13 at 4:34 pm to
They don't.
Posted by TBass82
Folsom
Member since Feb 2004
2709 posts
Posted on 8/6/13 at 5:10 pm to
Is starting salary in St. Tammany about the same as the figures already listed?
Posted by Croacka
Denham Springs
Member since Dec 2008
61441 posts
Posted on 8/6/13 at 8:09 pm to
quote:

Take a look, it's unreal. The "state" employees have a different rate than "public school."



I'm not sure if its the same here but I know the teachers insurance, at least in East Baton Rouge, is nothing to write home about

700 a month for family and the deductibles aren't that great

LINK
Posted by Croacka
Denham Springs
Member since Dec 2008
61441 posts
Posted on 8/6/13 at 8:12 pm to
quote:

Is starting salary in St. Tammany about the same as the figures already listed?


St Tammany looks to be a little better with bachelors degrees starting around 44

Works out to 35 bucks an hour, so nothing to complain about surely

LINK


The rough part is the pay schedule, you won't make significantly more than you start at when you look at years of service compared to other types of jobs
This post was edited on 8/6/13 at 8:14 pm
Posted by wegotdatwood
Member since Aug 2009
17094 posts
Posted on 8/6/13 at 8:25 pm to
quote:

The rough part is the pay schedule, you won't make significantly more than you start at when you look at years of service compared to other types of jobs



This, I'll make 47 in my first year. However, it doesn't go up much unless I move into administration or change careers.

I think the pay is great, fwiw.
Posted by wegotdatwood
Member since Aug 2009
17094 posts
Posted on 8/6/13 at 8:29 pm to
That's actually pretty nice. 44 for 181 days, I do 195 for 47.

I'm glad I have the extra days. 47 probably goes further in NWA than in BR.
Posted by LSUtigerME
Walker, LA
Member since Oct 2012
3795 posts
Posted on 8/6/13 at 9:01 pm to
My wife is a public school teacher and makes about $2500/month. No insurance, married, one kid. Salary is somewhere around $43k. She only gets paid once a month as well.
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