More Than Half Of Student Loans Are Now Delinquent | Page 2 | TigerDroppings.com
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JabarkusRussell
Member since Jul 2009
9961 posts

re: More Than Half Of Student Loans Are Now Delinquent

quote:

I have zero sympathy for people that don't meet their financial obligations.


I meet my obligations. I started out owing $16k and have about $7,900 left.


Radiojones
USA Fan
The Twilight Zone
Member since Feb 2007
7631 posts

re: More Than Half Of Student Loans Are Now Delinquent
quote:

I meet my obligations.


Outstanding!


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Tigerlaff
LSU Fan
Member since Jan 2010
10620 posts

re: More Than Half Of Student Loans Are Now Delinquent
Awwwwwwwwww poor you! Somebody financed your education, how terrible!!!!!



frick off. You're not a victim.


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moneyg
LSU Fan
Member since Jun 2006
20846 posts
Online

re: More Than Half Of Student Loans Are Now Delinquent
quote:

I'd gladly take a full time job with benefits opposed to not having to pay interest on my loans.



You do realize that it is your responsibility to get a full time job with benefits, right?

Who is bearing the cost of you not paying interest right now?


austingator
Florida Fan
austin
Member since Jan 2009
6302 posts

re: More Than Half Of Student Loans Are Now Delinquent
Hubby and paid off ours, about 7 yrs ago. It was such a relief.

We borrowed 40,000.00 each but it was a bargain, for med school. I think is utter stupidity when people borrow that much to get a BA in English or something like that. Students are usually clueless about what they are actually signing on. They usually don't know that student loans have been added to the death and taxes list.


Mo Jeaux
LSU Fan
NYC
Member since Aug 2008
14324 posts

re: More Than Half Of Student Loans Are Now Delinquent
quote:

do believe this to be true looking at all my law buddies who have good jobs and a shite ton of debt like myself. We represent the lucky ones that can service the debt in some fashion, and I know there are many more of us in my grad class who weren't so lucky.


Same here. I am pretty lucky. Although my student loan debt is still pretty high, I got lucky and landed a pretty good job (although I work mys arse off). I'm able to slowly pay mine off. I had law school friends who were not so fortunate. Some had to take out a hell of a lot more in loans than I did (some went past $150K), and some were not able to land high paying jobs (and some had a combination of both).


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Mo Jeaux
LSU Fan
NYC
Member since Aug 2008
14324 posts

re: More Than Half Of Student Loans Are Now Delinquent
quote:

Students are usually clueless about what they are actually signing on. They usually don't know that student loans have been added to the death and taxes list.


This. I have very mixed feelings. Yes, students are adults and should realize what they are doing where they take on this level of debt, but I work in teh hedge fund/PE fund business, and sometimes I feel like risk discolsures to high net worth individuals and institutions are more heavily regulated than disclosures to student taking on student loans. Some of the information that schools provide about employment are pretty damn misleading.


NoHoTiger
LSU Fan
just left of center
Member since Nov 2006
35634 posts

re: More Than Half Of Student Loans Are Now Delinquent
I will be paying off my student loans until the day I die unless I win the lottery. I don't begrudge paying back a single penny as it's how I was able to afford college and grad school and very soon my PhD. I do spend my $1 on lottery tickets every week in the hopes of paying off my student loans in one fell swoop. I think I might even pick a random person off the street and pay theirs off for them.


10888bge
LSU Fan
Heathenville USA
Member since Aug 2011
7943 posts

re: More Than Half Of Student Loans Are Now Delinquent
quote:

I never borrowed a dime, worked 40 hours a week and was in the National Guard. I have zero sympathy for people that don't meet their financial obligations.




fricking this ^^^ All the crying about the cost of higher education. Join the fricking Military if you ain't got money. Hell you might just like it.


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Mo Jeaux
LSU Fan
NYC
Member since Aug 2008
14324 posts

re: More Than Half Of Student Loans Are Now Delinquent
quote:

I do spend my $1 on lottery tickets every week in the hopes of paying off my student loans in one fell swoop.


I'll take it that your grad school work is not in a math-related field?


JabarkusRussell
Member since Jul 2009
9961 posts

re: More Than Half Of Student Loans Are Now Delinquent
quote:

You do realize that it is your responsibility to get a full time job with benefits, right?


And I continue to pursue work. I didn't create this economic climate.


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poe tay toes
Member since Jan 2012
209 posts

re: More Than Half Of Student Loans Are Now Delinquent
quote:

I will be paying off my student loans until the day I die unless I win the lottery. I don't begrudge paying back a single penny as it's how I was able to afford college and grad school and very soon my PhD.


sounds like you made a poor investment in education. if you know you will never make enough money to pay the loans off, why take them in the first place?


NoHoTiger
LSU Fan
just left of center
Member since Nov 2006
35634 posts

re: More Than Half Of Student Loans Are Now Delinquent
quote:

I'll take it that your grad school work is not in a math-related field?

All in Liberal Arts fields (Psychology/Counseling/Psychology). I'm working on my "Would you like fries with that?" sexy talk. You never know when someone's gonna upgrade.


NoHoTiger
LSU Fan
just left of center
Member since Nov 2006
35634 posts

re: More Than Half Of Student Loans Are Now Delinquent
quote:

sounds like you made a poor investment in education

Actually I made a great investment in my education. And I work in an industry with almost unlimited job and financial potential. I realize it's the Poli Board, but I thought y'all had at least some measurable sense of humor. I stand corrected.


BBONDS25
LSU Fan
Member since Mar 2008
17557 posts

re: More Than Half Of Student Loans Are Now Delinquent
Don't know if its been mentioned but deferred is not delinquent.


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JabarkusRussell
Member since Jul 2009
9961 posts

re: More Than Half Of Student Loans Are Now Delinquent
quote:

All in Liberal Arts fields (Psychology/Counseling/Psychology).


Likewise.


Lago Tiger
LSU Fan
Lago Vista Tx
Member since Jan 2011
835 posts

re: More Than Half Of Student Loans Are Now Delinquent
Pay as you go . Same here Radio , when I graduated I didn't owe a dime . Now I'm paying for my wife to finish .


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NoHoTiger
LSU Fan
just left of center
Member since Nov 2006
35634 posts

re: More Than Half Of Student Loans Are Now Delinquent
Good luck. My sister lost her job today. She was already interviewing for other positions and has some really good possibilities. But it sucks sometimes. She's hoping to not have to defer, but better to pay a little extra interest on the back end rather than going into default.
This post was edited on 2/1 at 7:07 pm


Lago Tiger
LSU Fan
Lago Vista Tx
Member since Jan 2011
835 posts

re: More Than Half Of Student Loans Are Now Delinquent
I think it's defiantly a racket . First , I don't think it should cost as much as it does . Second , They really don't care if you finish or not . I didn't think you could default .


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Colonel Flagg
New Orleans Pelicans Fan
Baton Rouge
Member since Apr 2010
10693 posts

re: More Than Half Of Student Loans Are Now Delinquent
Paid off mine in a year and a half.


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