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Pulled my Wife's credit report today...CC's for me are showing up on her account

Posted on 1/29/13 at 1:03 pm
Posted by Golfer
Member since Nov 2005
75052 posts
Posted on 1/29/13 at 1:03 pm
I'm the signatory on the accounts, and ordered cards in her name with the account but they are showing up as her debts?

Anyone else had this issue?
Posted by HeadyMurphey
Los Santos
Member since Jan 2008
17187 posts
Posted on 1/29/13 at 1:37 pm to
She is an authorized user which shows on her credit
Posted by OTIS2
NoLA
Member since Jul 2008
50209 posts
Posted on 1/29/13 at 1:53 pm to
I'd expect she is an obligor under the terms of the credit agreement.
Posted by HurricaneDunc
Houston
Member since Nov 2008
10472 posts
Posted on 1/29/13 at 8:43 pm to
My wife has great credit from being a cardholder on her dad's Amex account
Posted by Siderophore
Member since Nov 2010
3338 posts
Posted on 1/29/13 at 9:12 pm to
Some CC will allow authorized users to have card activity reflect on their record.

Even though it isn't "their" debt.

It's meant to help, not hurt.

And unless I'm mistaken if you remove them as an authorized user the report disappears too.
Posted by yellowfin
Coastal Bar
Member since May 2006
97719 posts
Posted on 1/30/13 at 6:49 am to
quote:

Anyone else had this issue?



Sure do, all our credit cards show on both our reports even though be both had them before we got married.
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