| Posted by | Message |
tdt
Member since Nov 2012
477 posts
| re: I Work In Healthcare (Posted on 11/13/12 at 1:02 pm to tdt)
but sometimes the boogeyman jumps out of the exchange and takes all their jobs :(
|
| Back to top | |
Newbomb Turk 
Navy Fan
perfectanschlagen
Member since May 2008
9847 posts
| re: I Work In Healthcare (Posted on 11/13/12 at 1:09 pm to Rex)
quote:
Sorry, unless you give Rex all your personal information so that he can stalk you off the board, there's no way he can go to DummiesUnderground and DailyKook to get his bull$hit talking points that will in now way address the colossal f*ck-up that is Odumbf*ckCare.
FIFY, Lil' Rexy! 
|
| Back to top | |
NC_Tigah 
LSU Fan
Member since Sep 2003
40149 posts
| re: I Work In Healthcare (Posted on 11/13/12 at 1:32 pm to tdt)
quote:
If they don't get insurance, their care won't be any different than it is today, they can go to the ER for an emergency and get that massive bill.
 
tdt: "Doc, my tummy hurts"
Doc: "Oh, I see what the problem is. Looks like you need to get your gallbladder taken out"
tdt: "Gee, that sounds expensive"
Doc: "Yes it is. It's about $30,000"
tdt: "Ooops, I don't got no insurance.
tdt: "Let me call BCBS, enroll, get my gallbladder done, pay my premium for about a month, then I'll drop off their rolls until something else comes up.
|
| Back to top | |
TigerRad
LSU Fan
Columbia, SC
Member since Jan 2007
3190 posts
| re: I Work In Healthcare (Posted on 11/13/12 at 1:47 pm to NC_Tigah)
quote:
tdt: "Let me call BCBS, enroll, get my gallbladder done, pay my premium for about a month, then I'll drop off their rolls until something else comes up.
This has been my question all along. Does the preexisting condition mandate include any protection for the insurance company?
Why wouldn't I wait until I have cancer and need years of surgery and therapy to upgrade my insurance?
|
| Back to top | |
tdt
Member since Nov 2012
477 posts
| re: I Work In Healthcare (Posted on 11/13/12 at 1:53 pm to TigerRad)
im actually investigating this currently and dont have a great answer off the top of my head given its a pretty niche concern
anyway, my gut tells me that its somehow connected to the tax collected if you had refused to buy health insurance
that sum is almost equal to the cost of health insurance, so there will be that pool of money
|
| Back to top | |
Raz4back 
Arkansas Fan
Member since Mar 2011
956 posts
| re: I Work In Healthcare (Posted on 11/13/12 at 1:58 pm to Rex)
quote:
A company that provides healthcare would likely receive MORE remuneration from Obamacare... so until we know more details I'll have to conclude his assertion of "more costs" is pure bunk.
Do you know what a medical device is?
Do you know what an excise tax is?
There is part of the added cost.
|
| Back to top | |
TigerRad
LSU Fan
Columbia, SC
Member since Jan 2007
3190 posts
| re: I Work In Healthcare (Posted on 11/13/12 at 1:59 pm to tdt)
But say I am in compliance and I own some kind of minimal policy (the cheapest they will let me have).
Now I get in an accident and have multiple fractures and a spinal injury. In the next few years I will need multiple surgeries, and extensive rehab, and nursing care for life.
Is the insurance company required to sell me a more comprehensive policy at a govt controlled price (the same an uninjured person would pay?)
If so, that seems like the end of the for-profit insurance industry. Why would anyone buy it?
|
| Back to top | |
crawdaddy52 
Vanderbilt Fan
Member since Dec 2010
509 posts
| re: I Work In Healthcare (Posted on 11/13/12 at 2:01 pm to coondaddy21)
Coondaddy, Medicare has been around since 1965(close) and 47 years later you suddenly have a problem with renumeration. When it passed all the MD's predicted disaster, doctor shortage etc. Didn't happen.
|
| Back to top | |
NC_Tigah
LSU Fan
Member since Sep 2003
40149 posts
| re: I Work In Healthcare (Posted on 11/13/12 at 2:07 pm to TigerRad)
quote:
Is the insurance company required to sell me a more comprehensive policy at a govt controlled price (the same an uninjured person would pay?)
Of course. There are no pre-existing limitations.
|
| Back to top | |
klrstix
LSU Fan
Shreveport, LA
Member since Oct 2006
519 posts
| re: I Work In Healthcare (Posted on 11/13/12 at 2:10 pm to tdt)
quote:
tdt
Conversely I could tell you that Obamacare is reducing costs by demanding lower administrative costs from healthcare providers.
And of course because the government demands something, it is certain to becomes a reality...
I have been in business for over 35 years and I can tell you emphatically that there has never in my experience been 1 SINGLE THING the government has gotten involved with and/or regulated or mandated where the costs associated with that "thing" has gone down...
NEVER...
This post was edited on 11/13 at 2:12 pm
|
| Back to top | |
tdt
Member since Nov 2012
477 posts
| re: I Work In Healthcare (Posted on 11/13/12 at 2:11 pm to NC_Tigah)
Aren't most cheap health insurance plans designed to cover major issues and surgeries and the expensive ones cover that plus things like physician services, prescription drugs, etc)
|
| Back to top | |
TK421
LSU Fan
Baton Rouge
Member since Oct 2011
5133 posts
| re: I Work In Healthcare (Posted on 11/13/12 at 2:12 pm to tdt)
quote:
anyway, my gut tells me that its somehow connected to the tax collected if you had refused to buy health insurance
that sum is almost equal to the cost of health insurance, so there will be that pool of money
Wait, you think that tax money is actually going to health care instead of into the general fund?
|
| Back to top | |
tdt
Member since Nov 2012
477 posts
| re: I Work In Healthcare (Posted on 11/13/12 at 2:12 pm to tdt)
quote:
And of course because the government demands it certain to becomes a reality... I have been in business for over 35 years and I can tell you emphatically that there has never in my experience been 1 SINGLE THING the government has gotten involved with and/or regulated or mandated where the costs associated with that "thing" has gone down... NEVER...
well the goods news is that if they fail the insurance company has to send you a check
so your costs are going down regardless
|
| Back to top | |
tdt
Member since Nov 2012
477 posts
| re: I Work In Healthcare (Posted on 11/13/12 at 2:14 pm to tdt)
quote:
Wait, you think that tax money is actually going to health care instead of into the general fund?
i said i had no idea and was just guessing
|
| Back to top | |
LSUconvert
LSU Fan
Clackamas, Or
Member since Aug 2007
442 posts
| re: I Work In Healthcare (Posted on 11/13/12 at 2:15 pm to notslim99)
quote:
And they plan to cut another 29.5% in 2012. How is a doctor to pay his overhead and make any money? LINK
You're right, in a full year no doctors will exist.
|
| Back to top | |
thetigerman
LSU Fan
Member since Sep 2006
1423 posts
| re: I Work In Healthcare (Posted on 11/13/12 at 2:16 pm to PBnJ)
I too work in health care, and business is booming. They can't hire enough nurses here because there aren't enough out there.
This post was edited on 11/13 at 2:17 pm
|
| Back to top | |
Taxing Authority
LSU Fan
Houston
Member since Feb 2010
16738 posts
| re: I Work In Healthcare (Posted on 11/13/12 at 2:19 pm to tdt)
quote:
im actually investigating this currently and dont have a great answer off the top of my head given its a pretty niche concern
quote:
anyway, my gut tells me that its somehow connected to the tax collected if you had refused to buy health insurance
that sum is almost equal to the cost of health insurance
No. The penalty is less in almost every case.
For someone like me... who can afford a high deductible plan, that's going to be outlawed... I'll simply pay the FINE and get insurance only if something catastropic happens. It's a) cheaper than what I'm paying now and I'll bank the difference to cover routine expenses and b) it's cheaper than buying insurance.
The sad part is the most responsible option for myself, completly contradicts the mission of the personal mandate. Going to find another way to mooch. This one isn't going to work.
|
| Back to top | |
Taxing Authority
LSU Fan
Houston
Member since Feb 2010
16738 posts
| re: I Work In Healthcare (Posted on 11/13/12 at 2:20 pm to thetigerman)
quote:
I too work in health care, and business is booming. They can't hire enough nurses here because there aren't enough out there.
Exactly. Clearly no one can afford healthcare... 
|
| Back to top | |
NimbleCat
LSU Fan
Houston, TX
Member since Jan 2007
5722 posts
| re: I Work In Healthcare (Posted on 11/13/12 at 2:20 pm to SilverSpurs13)
quote:
I plan on reading it after I get done reading the federal tax code. It's quite a riveting piece of literature.
Well, you said you work for the government...so we know you have plenty of idle time.
|
| Back to top | |
TigerRad
LSU Fan
Columbia, SC
Member since Jan 2007
3190 posts
| re: I Work In Healthcare (Posted on 11/13/12 at 2:31 pm to NC_Tigah)
quote:
Of course. There are no pre-existing limitations.
Then I dont see how the ins cos will not all go bankrupt?
How can there be any such thing as private insurance when they cant charge what they need to to stay in business and make a profit?
|
| Back to top | |
