I Work In Healthcare - Page 6 - TigerDroppings.com

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tdt
Member since Nov 2012
477 posts

re: I Work In Healthcare


but sometimes the boogeyman jumps out of the exchange and takes all their jobs :(





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Newbomb Turk
Navy Fan
perfectanschlagen
Member since May 2008
9961 posts

re: I Work In Healthcare


quote:

Sorry, unless you give Rex all your personal information so that he can stalk you off the board, there's no way he can go to DummiesUnderground and DailyKook to get his bull$hit talking points that will in now way address the colossal f*ck-up that is Odumbf*ckCare.



FIFY, Lil' Rexy!






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NC_Tigah
LSU Fan
Member since Sep 2003
52124 posts
 Online 

re: I Work In Healthcare


quote:

If they don't get insurance, their care won't be any different than it is today, they can go to the ER for an emergency and get that massive bill.


tdt: "Doc, my tummy hurts"

Doc: "Oh, I see what the problem is. Looks like you need to get your gallbladder taken out"

tdt: "Gee, that sounds expensive"

Doc: "Yes it is. It's about $30,000"

tdt: "Ooops, I don't got no insurance.

tdt: "Let me call BCBS, enroll, get my gallbladder done, pay my premium for about a month, then I'll drop off their rolls until something else comes up.






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TigerRad
LSU Fan
Columbia, SC
Member since Jan 2007
4531 posts

re: I Work In Healthcare


quote:

tdt: "Let me call BCBS, enroll, get my gallbladder done, pay my premium for about a month, then I'll drop off their rolls until something else comes up.



This has been my question all along. Does the preexisting condition mandate include any protection for the insurance company?

Why wouldn't I wait until I have cancer and need years of surgery and therapy to upgrade my insurance?






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tdt
Member since Nov 2012
477 posts

re: I Work In Healthcare


im actually investigating this currently and dont have a great answer off the top of my head given its a pretty niche concern


anyway, my gut tells me that its somehow connected to the tax collected if you had refused to buy health insurance

that sum is almost equal to the cost of health insurance, so there will be that pool of money






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Raz4back
Arkansas Fan
Member since Mar 2011
1856 posts
 Online 

re: I Work In Healthcare


quote:

A company that provides healthcare would likely receive MORE remuneration from Obamacare... so until we know more details I'll have to conclude his assertion of "more costs" is pure bunk.


Do you know what a medical device is?
Do you know what an excise tax is?

There is part of the added cost.






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TigerRad
LSU Fan
Columbia, SC
Member since Jan 2007
4531 posts

re: I Work In Healthcare


But say I am in compliance and I own some kind of minimal policy (the cheapest they will let me have).

Now I get in an accident and have multiple fractures and a spinal injury. In the next few years I will need multiple surgeries, and extensive rehab, and nursing care for life.

Is the insurance company required to sell me a more comprehensive policy at a govt controlled price (the same an uninjured person would pay?)

If so, that seems like the end of the for-profit insurance industry. Why would anyone buy it?






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crawdaddy52
Vanderbilt Fan
Member since Dec 2010
854 posts

re: I Work In Healthcare


Coondaddy, Medicare has been around since 1965(close) and 47 years later you suddenly have a problem with renumeration. When it passed all the MD's predicted disaster, doctor shortage etc. Didn't happen.





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NC_Tigah
LSU Fan
Member since Sep 2003
52124 posts
 Online 

re: I Work In Healthcare


quote:

Is the insurance company required to sell me a more comprehensive policy at a govt controlled price (the same an uninjured person would pay?)
Of course. There are no pre-existing limitations.






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klrstix
LSU Fan
Shreveport, LA
Member since Oct 2006
728 posts

re: I Work In Healthcare


quote:

tdt

Conversely I could tell you that Obamacare is reducing costs by demanding lower administrative costs from healthcare providers.


And of course because the government demands something, it is certain to becomes a reality...

I have been in business for over 35 years and I can tell you emphatically that there has never in my experience been 1 SINGLE THING the government has gotten involved with and/or regulated or mandated where the costs associated with that "thing" has gone down...

NEVER...




This post was edited on 11/13 at 2:12 pm


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tdt
Member since Nov 2012
477 posts

re: I Work In Healthcare


Aren't most cheap health insurance plans designed to cover major issues and surgeries and the expensive ones cover that plus things like physician services, prescription drugs, etc)





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TK421
LSU Fan
Baton Rouge
Member since Oct 2011
7908 posts
 Online 

re: I Work In Healthcare


quote:

anyway, my gut tells me that its somehow connected to the tax collected if you had refused to buy health insurance

that sum is almost equal to the cost of health insurance, so there will be that pool of money


Wait, you think that tax money is actually going to health care instead of into the general fund?






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tdt
Member since Nov 2012
477 posts

re: I Work In Healthcare


quote:

And of course because the government demands it certain to becomes a reality... I have been in business for over 35 years and I can tell you emphatically that there has never in my experience been 1 SINGLE THING the government has gotten involved with and/or regulated or mandated where the costs associated with that "thing" has gone down... NEVER...


well the goods news is that if they fail the insurance company has to send you a check

so your costs are going down regardless






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tdt
Member since Nov 2012
477 posts

re: I Work In Healthcare


quote:

Wait, you think that tax money is actually going to health care instead of into the general fund?


i said i had no idea and was just guessing






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LSUconvert
LSU Fan
Clackamas, Or
Member since Aug 2007
498 posts

re: I Work In Healthcare


quote:

And they plan to cut another 29.5% in 2012. How is a doctor to pay his overhead and make any money? LINK


You're right, in a full year no doctors will exist.






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thetigerman
LSU Fan
Member since Sep 2006
1596 posts

re: I Work In Healthcare


I too work in health care, and business is booming. They can't hire enough nurses here because there aren't enough out there.


This post was edited on 11/13 at 2:17 pm


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Taxing Authority
LSU Fan
Houston
Member since Feb 2010
22846 posts

re: I Work In Healthcare


quote:

im actually investigating this currently and dont have a great answer off the top of my head given its a pretty niche concern


quote:

anyway, my gut tells me that its somehow connected to the tax collected if you had refused to buy health insurance

that sum is almost equal to the cost of health insurance
No. The penalty is less in almost every case.

For someone like me... who can afford a high deductible plan, that's going to be outlawed... I'll simply pay the FINE and get insurance only if something catastropic happens. It's a) cheaper than what I'm paying now and I'll bank the difference to cover routine expenses and b) it's cheaper than buying insurance.

The sad part is the most responsible option for myself, completly contradicts the mission of the personal mandate. Going to find another way to mooch. This one isn't going to work.






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Taxing Authority
LSU Fan
Houston
Member since Feb 2010
22846 posts

re: I Work In Healthcare


quote:

I too work in health care, and business is booming. They can't hire enough nurses here because there aren't enough out there.
Exactly. Clearly no one can afford healthcare...






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NimbleCat
LSU Fan
Houston, TX
Member since Jan 2007
5802 posts

re: I Work In Healthcare


quote:

I plan on reading it after I get done reading the federal tax code. It's quite a riveting piece of literature.


Well, you said you work for the government...so we know you have plenty of idle time.






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TigerRad
LSU Fan
Columbia, SC
Member since Jan 2007
4531 posts

re: I Work In Healthcare


quote:

Of course. There are no pre-existing limitations.



Then I dont see how the ins cos will not all go bankrupt?

How can there be any such thing as private insurance when they cant charge what they need to to stay in business and make a profit?






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