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Rear ended (I'm a moron)

Posted on 8/8/12 at 8:13 pm
Posted by KG6
Member since Aug 2009
10920 posts
Posted on 8/8/12 at 8:13 pm
(no message)
This post was edited on 8/15/12 at 10:51 am
Posted by gizmoflak
Member since May 2007
11667 posts
Posted on 8/8/12 at 8:22 pm to
get an estimate and send him the bill...


if he doesn't pay, then turn his sorry arse in
Posted by GaryMyMan
Shreveport
Member since May 2007
13498 posts
Posted on 8/8/12 at 8:29 pm to
Bent bumper? What kind of car are you driving that has a steel bumper?

Agree with previous poster if you got his info. If you're planning to trade it in to a dealer on a new car, they're gonna low ball you on an old car no matter the condition. If you're planning to sell privately, and you can fix it for less than 500 or so, I'd do that.

quote:

Do I even have a leg to stand on since I didn't get a police report?

Sure. You could take him to court. Uninsured are usually pretty skittish at the threat of being hauled into a courthouse.
This post was edited on 8/8/12 at 8:31 pm
Posted by TortiousTiger
Baton Rouge
Member since Jan 2007
12668 posts
Posted on 8/8/12 at 9:05 pm to
yes, you can file an insurance claim w/o a police report.

you can just call the police at any time and have one done up.
Posted by Who Me
Ascension
Member since Aug 2011
7090 posts
Posted on 8/8/12 at 9:21 pm to
Yeah you should have called and gotten a report. Who the hell gets arrested for not having insurance anyway?


He would have gotten a ticket for no insurance and the courts could have made him pay you restitution.


The cops are gonna laugh at you if you call for a report now.
Posted by ProudLSUMom
Baton Rouge
Member since Sep 2007
3302 posts
Posted on 8/8/12 at 9:24 pm to
We were rear ended a year ago. It didn't look like we had any damage but got the guy's insurance info and didn't call the cops.

Had it checked and we needed $500.00 of work on the bumper (BMW). Filed the claim with his insurance (Go Auto, if I remember correctly).

Go Auto called us a few days later denying the claim. Their customer said I hit him in a Wal Mart parking lot. :(

He then proceeded to file a claim with our insurance company. We told our insurance company NOT to pay the claim.

We got busy and never pursued going after this no good a-hole.

At the very least, I wish I had taken pictures of the accident scene. It was on Siegen and so freaking scary just parked on side of that busy street.

I have told everyone I know to always get a police report NO MATTER WHAT! You have to protect yourself from these no good people who want what you have worked hard for!
This post was edited on 8/8/12 at 9:27 pm
Posted by GoHoGsGo06
Member since Nov 2006
5739 posts
Posted on 8/9/12 at 12:44 am to
In the future, use your phone to take pictures of both cars and licens plates and location, aswell as the other driver. It might be weird, but it can be proof in court. Videos even better.
Posted by STBTigerr
Mandeville/New Orleans
Member since Jan 2007
5345 posts
Posted on 8/9/12 at 6:53 am to
Some guy ran into my wife's car a couple of blocks away from my house. I went down there and this guy was telling me he just got out of prison and is on probation, didn't have insurance or registration, and he was just test driving the car. He said he worked at a body shop and would fix it. I said I wasn't interested and called the cops and they wrote him up and impounded his car. I could tell the guy was a POS. Saw his name in the arrest reports last year for breaking into cars.

I also got rear-ended a few months ago by a teenage girl, and could tell they had money, so I took a buch of pictures, got her info, and talked to her parents on the phone at the scene. Also had her text me a summary of what happened in case it came back to bite me. Got an estimate and her dad cut me a check with no issues.

You're always taking a chance by not calling the police, but sometimes it works out.
Posted by Walkertiger
Asst. to the Regional Admin
Member since Nov 2007
2339 posts
Posted on 8/9/12 at 8:03 am to
I have never heard of going to jail for no insurance.
Posted by dagrippa
Saigon
Member since Nov 2004
11303 posts
Posted on 8/9/12 at 8:04 am to
My mother bumped someone in traffic. No damage to her car, minimal to the other car. The lady that was hit didn't want the police called so my mom thought she'd just pay to fix the bumper....$1000 estimate.

Two months later we are informed that the piece of shite worthless trash woman is suing the insurance company for pain and suffering.

Moral of the story....call the cops.
Posted by TheOcean
#honeyfriedchicken
Member since Aug 2004
42544 posts
Posted on 8/9/12 at 8:06 am to
Long story short some idiot rear ended me in a wal mart parking lot. i didn't call the cops, just got the information. We filed the claim with our insurance company and eventually won the claim without ever filing a police report.

I know that's a little different because she had insurance, but it can be done.
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