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re: Debt Reduction or House Completion?
Posted on 4/29/11 at 2:19 pm to Geecubed
Posted on 4/29/11 at 2:19 pm to Geecubed
If you only plan to pay the minimum on your credit card you will die before your out of debt. Seriously. It's meant to be a trap, and it looks as though you have fallen in. Put EVERY extra dime towards paying that shite off. ASAP
Just curious, as a college student how the hell did she get credit lines up to 50k? That pretty insane.
eta: Download this to help give you an idea of what your dealing with. Lots of people go with the "snowball" approach, which is lowest balance, but the "avalanche" is the logical choice; highest interest first.
Just curious, as a college student how the hell did she get credit lines up to 50k? That pretty insane.
eta: Download this to help give you an idea of what your dealing with. Lots of people go with the "snowball" approach, which is lowest balance, but the "avalanche" is the logical choice; highest interest first.
This post was edited on 4/29/11 at 2:23 pm
1
Posted on 4/29/11 at 2:21 pm to TigerDeBaiter
I know...Luckily, she doesn't need any more loans for school, as she will finish her Ph.D. next May, and she currently gets a scholly.
ETA - Thank you for that calculator...I can't view it at work, but I will definitely look at it when I get home. I had tried the snowball approach, and I got a card paid off, but it didn't seem as though I was making much of a dent in it. I figured that I was going to go the avalanche route. Thanks again.
ETA - Thank you for that calculator...I can't view it at work, but I will definitely look at it when I get home. I had tried the snowball approach, and I got a card paid off, but it didn't seem as though I was making much of a dent in it. I figured that I was going to go the avalanche route. Thanks again.
This post was edited on 4/29/11 at 3:21 pm
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