Tax Refund Checks = Used Car

What if they need a car?

I bought a 1997 Nissan pickup in 1999 for about 10K. Paid it off in 3 years, sold it in 2005, like a dumbass, for $3500, and bought a new car.

Ran into the guy I sold it to TODAY, he said he still drives it to work 2 days a week to save miles on his "nice truck." He said the only thing he's replaced are the brake pads and a tail light.

Guys be easy. I know what you mean but at least they are trying to live within their means. People just need to take their time to purchase, the problem isn't looking for a 4k car, the problem is looking for it in a rush and at a dealer. I'm fresh out of college and I'm sure Ford or whoever would love to sign me up for a 16k car. But I found my wife a 50k mile $3800 buick (2001) from an old lady in Los Angeles. Everyone doesn't have the income you guys have. You need a reliable car to get to work but seriously I'll pocket the exrta 6k plus interest Ford wanted for a fricking Focus with 40k. As always it is a individual case by case basis.

How good can a $4k used car be anyway?

Who gets $4k back? I'm thinking they are getting $1,500.

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Everyone doesn't have the income you guys have.

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TD.com has a six-figure minimum you have to meet to get an account.

I agree there are plenty of people out there with bad luck who can't buy a vehicle until they get their refund. However, there is also a large group that can't manage their life, money, and priorities for shite.

Go read the book Scratch Beginnings some time. As an experiment, some dude hopped off a bus in some city one time with no money in his pocket. He walked to a homeless shelter, started doing day labor, and a year later was doing pretty well.

I'm seeing H&R Block debit cards. They are opening accounts so they can use the debit card for free. Then taking out $300 at a time (which is the limit). There is a line at the fricking ATM. A very very dark line.

I fricking despise a system that will let someone who has paid $212 in income tax get a check back for $4000

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Who gets $4k back?

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This,
They are having too much withheld.

A majority of people are using their Tax Refund money as a down payment at a "Rent to Own" lot rather than buying the car outright. So they are buying a $6,000 to $8,000 car (Depending on the down payment) at 25% intrest or more (I think the legal limit is 36% intrest not sure). The car lots usually finance the cars to the customers for 2-3 years. Most are not putting $4,000 down more like $1,500 to $2,500. But, it is sad how much they actually get back and how quickly the blow it.

I have a loaded, low miles, mint 03 accord for sale .... lsucity-1@yahoo.com