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Message
re: Inflation Check - Who's now paying more annually for auto Ins than Homeowners?
Posted on 2/19/24 at 4:30 pm to Rize
Posted on 2/19/24 at 4:30 pm to Rize
quote:It's crazy. I make really good $ but I rarely want to leave the house, it just feels like money is being vacuumed from my pockets every time I go somewhere.
I went to the fricking movies the other night and 2 tickets and a bag of M&M ‘s was $63. Before that we went to dinner and two 3 taco meals, 1 pepsi, 1 water, chips and queso was $63.00. I can’t remember if that included tip or not but just a simple night out for the wife and I was $126 and we had tacos and a movie with no booze.
0
Posted on 2/19/24 at 4:36 pm to sidewalkside
We do but they'd be closer to the same if we didn't have a teenaged driver and 3 vehicles. I think we pay $480/mo for auto so almost 6k per year. Our homeowners is like $2300/yr.
This post was edited on 2/19/24 at 4:39 pm
Posted on 2/19/24 at 4:40 pm to sidewalkside
Auto is 3 times as much as homeowners.
Posted on 2/19/24 at 5:00 pm to sidewalkside
we all just waiting on that La legislative session to start. You know them reps are gonna tear those insurance companies up with new laws that benefit the consumer
Posted on 2/19/24 at 5:34 pm to sidewalkside
Homeowners 400k rebuild cost is 2400 per year.
Auto 2 adult drivers 2 cars 300k/500k policy was 2200 per year, added 16 year old and 3rd car it went to 8200 per year.
Auto 2 adult drivers 2 cars 300k/500k policy was 2200 per year, added 16 year old and 3rd car it went to 8200 per year.
Posted on 2/19/24 at 5:41 pm to sidewalkside
Ask 'Who isn't'
Posted on 2/19/24 at 5:44 pm to TDsngumbo
quote:
Oh, the part where the OP stated what coverages he has and his credit scores must’ve been left off on my end then.
I’m paying $6000 a year with Progressive, just me and my 19 year old. No wrecks, tickets claims, nothing. And my credit score last I checked was 848….
I called All Stste and Liberty Mutual and both said they couldn’t match that amount.
This post was edited on 2/19/24 at 5:48 pm
Posted on 2/19/24 at 6:06 pm to sidewalkside
Way more. 6k a year for 3 drivers and 3 cars 1 22 year old, no wrecks or claims.
Home owners is $2,100 a year but another $800 for flood insurance.
If you ever add how much you pay in taxes and insurance it doesn’t leave much left.
Home owners is $2,100 a year but another $800 for flood insurance.
If you ever add how much you pay in taxes and insurance it doesn’t leave much left.
Posted on 2/19/24 at 6:35 pm to sidewalkside
the prices have gone up big time. it is asinine. I switched from allstate to a mom and pop ins company.
Posted on 2/19/24 at 6:39 pm to sidewalkside
My chubby hubby pays 28000 a year for his peterbilt.
Posted on 2/19/24 at 6:40 pm to sidewalkside
12k for auto. 3 drivers (1 youthful) and 3 vehicles. 2 at fault accidents
5500 for homeowners — 650k dwelling coverage
Baton Rouge location.
5500 for homeowners — 650k dwelling coverage
Baton Rouge location.
Posted on 2/19/24 at 6:46 pm to The Torch
You bought a teenager a $60,000 truck? You deserve what you are being charged.
Posted on 2/19/24 at 7:28 pm to sidewalkside
My son turns 17 this summer. I am scared to even get a quote. We are paying about the same for auto with pretty generous coverage.
Posted on 2/19/24 at 7:32 pm to armsdealer
We have girls but ours went up roughly $200/mo when we added the youngest in a 12 yr old car that's probably worth 6-7k. Our coverage is 100/300 I think
Posted on 2/19/24 at 8:07 pm to sidewalkside
quote:
Who's now paying more annually for auto Ins than Homeowners?
Huh?
I've always paid more for auto than home?
You carrying minimum coverage only? Thats called living on the edge in La
Posted on 2/19/24 at 8:26 pm to sidewalkside
Why don’t you guys with kids just pay cash for a car for them and don’t carry collision insurance on their cars?
Not sure how that would work with them driving you and the wife’s vehicles thought.
Not sure how that would work with them driving you and the wife’s vehicles thought.
Posted on 2/19/24 at 8:30 pm to Gee Grenouille
quote:
we all just waiting on that La legislative session to start. You know them reps are gonna tear those insurance companies up with new laws that benefit the consumer
Posted on 2/19/24 at 8:39 pm to fallguy_1978
quote:
youngest in a 12 yr old car that's probably worth 6-7k
Don't forget they're taking into consideration the amount of damage she can do to the $60k SUV in front of her at the stoplight.
A Tesla pulled out in front of me (I was doing under 15mph), and it was $25k in damage to my two fiddy, and almost ten weeks of rental costs, paid for by Tesla driver's insurance. That's more than a third of what the truck cost to begin with. My recent renewal is at 3500 ish a year with no drivers other than me on the policy (no accidents, at fault or not, since 2001.)
81 million votes.
This post was edited on 2/19/24 at 8:44 pm
Posted on 2/19/24 at 8:56 pm to sidewalkside
It's been that way. My auto insurance is $250/ month for just my car. My homeowners is about $3k a year. I'm probably undershooting it a bit, but my wife's insurance is about $150/month and I know out homeowners isn't $4800/year. No accidents or tickets as far back as I can remember.
Posted on 2/19/24 at 8:57 pm to PHNBK
quote:
9K, no wrecks or violations, 3 drivers, 3 cars and one of the drivers is a female HS Senior... It sucks!!!
I just got my new quote for same set up although my 3rd is a sophomore boy.
Nuts.
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