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Posted on 6/16/23 at 6:51 am to Salmon
I don’t envy you having to deal with servepro and insurance. Photograph every single tiny item and make sure you get the model/serial numbers off the items that have them. Everything including picture frames will add up. Good luck man.
Posted on 6/16/23 at 6:54 am to Salmon
Happened to us when I was about 10. Tree fell right on my 2nd story bedroom and knocked me off my bed.
We lived in a hotel for a couple of weeks then in some nice Apts for like 6 months. As a kid a is was kinda cool, felt like being on vacation, but I know my parents were a wreck.
We lived in a hotel for a couple of weeks then in some nice Apts for like 6 months. As a kid a is was kinda cool, felt like being on vacation, but I know my parents were a wreck.
Posted on 6/16/23 at 7:06 am to Salmon
Hopefully this doesn't happen to you and I hope your insurance company does what they are supposed to, but even within the better companies they have a-hole adjusters... so make sure you document everything. Take tons of pictures. Of everything. If you are losing perishables because of this make sure you document that. If you are losing contents and contents are covered, document it all. Mitigate. If there is something common sense you can do today to stop the damage from continuing (not sure it applies - tarping for instance) then do that. Expect to have to prove your case in court and hope you do not have to.
Posted on 6/16/23 at 7:07 am to Salmon
What state did this happen, Salmon?
Posted on 6/16/23 at 7:08 am to Salmon
Happened to my sister back during Gustav. She was less lucky though. She was laying on a couch in the sunroom when the tree fell. It fell on top of her and killed one of her dogs. She was incredibly fortunate and only had (relatively) small injuries.
Worst part was the cleanup and she got to remodel a portion of her house.
They had a mold problem for a while after that due to the lack of electricity and the giant opening in your house.
Be glad you trusted your instincts and know your family's safety is the most important thing. The rest is just a headache that insurance will (hopefully) take care of.
Worst part was the cleanup and she got to remodel a portion of her house.
They had a mold problem for a while after that due to the lack of electricity and the giant opening in your house.
Be glad you trusted your instincts and know your family's safety is the most important thing. The rest is just a headache that insurance will (hopefully) take care of.
Posted on 6/16/23 at 7:10 am to Salmon
I can’t add anything that hasn’t already been said. Great advice. Sorry to read this Salmon, prayers being said for you and your family. I hope things get resolved quickly. Have not seen you in a bit, make it down for the next Jam and I will make it as well.
Posted on 6/16/23 at 7:19 am to Double Down
quote:It wasn’t the first thing. And lots of people were here during the 2016 flood helping one another. As crazy and stupid as this place can be, it’s a great resource in situations like his. And he’s been around long enough to know that. There was nothing else he could do till daylight anyway. And he certainly couldn’t sleep. Not only are you an arse but you’re an ignorant one too. Sad.
You suffered a tragedy and the first thing you do is run to an internet message board?
Posted on 6/16/23 at 7:22 am to Salmon
quote:
Any advice for someone that has dealt with this?
The good news, this happened when resources are not scarce like the aftermath of hurricanes.
This has happened to me twice, Katrina and Ida.
Katrina was so bad (three 36+ inch diameter pine trees and one massive gum tree) I did not worry about tarping the damage to prevent further water damage. For Ida it was only one pine tree that knocked off the soffit and didn't need a tarp.
This is just me but I'd do the following:
1a. Run to Home Depot/Lowes and get enough tarps to prevent further water damage.
1b. Call your insurance company while driving to get supplies.
2. Call a tree removal service.
3. Call a hotel and make reservations for the night(s).
4. Call a contractor.
The more you do yourself and organize logistics the faster you can get back into the house. Hopefully you have good insurance and not a pain in an arse insurance company that wants to fight you every step of the way.
Like I said the good news is at least you are not fighting for scarce resources right now.
Good luck and sorry this happened. I completely feel your pain. Lived on the road with a 9 month and 4 year old for 3.5 months after Katrina displaced my family (like so many others).
Posted on 6/16/23 at 7:25 am to Salmon
1. I’m glad you and your family are ok.
2. I’m really sorry this has happened. I think you’re on the right track of calling your insurance co and taking lot of pics. I’d also take a detailed inventory of everything lost or damaged.
2. I’m really sorry this has happened. I think you’re on the right track of calling your insurance co and taking lot of pics. I’d also take a detailed inventory of everything lost or damaged.
This post was edited on 6/16/23 at 7:30 am
Posted on 6/16/23 at 7:25 am to Salmon
Glad to hear all are safe and the kids are upbeat.
We had a tree fall on the bedroom end of our house during Gustav. We were able to seal off that end of the house and my family camped out in our living room for the several months it took to make repairs. Strangely enough, I have some fond memories of that time. Since my kids were teens we actually got to spend more time with them than we normally would have.
Not sure how your wife is coping, but help her look on the bright side of being able to remodel and get some new things for the house.
We had a tree fall on the bedroom end of our house during Gustav. We were able to seal off that end of the house and my family camped out in our living room for the several months it took to make repairs. Strangely enough, I have some fond memories of that time. Since my kids were teens we actually got to spend more time with them than we normally would have.
![](https://images.tigerdroppings.com/Images/Icons/IconLOL.gif)
Posted on 6/16/23 at 7:26 am to rmc
quote:
Hopefully this doesn't happen to you and I hope your insurance company does what they are supposed to, but even within the better companies they have a-hole adjusters... so make sure you document everything. Take tons of pictures. Of everything. If you are losing perishables because of this make sure you document that. If you are losing contents and contents are covered, document it all. Mitigate. If there is something common sense you can do today to stop the damage from continuing (not sure it applies - tarping for instance) then do that. Expect to have to prove your case in court and hope you do not have to.
Good advice. Pictures and a spreadsheet of damaged items. The adjuster will appreciate it a lot. I just want to say that I have heard nightmare insurance stories but my experience was not like these. I use Cubb Insurance and they were very good to us.
Posted on 6/16/23 at 7:31 am to Salmon
Damn. Sorry this happened to you, Salmon. I have the most trees in my neighborhood and have lost a couple but only one hit the roof and it only did minor damage. What a pain in the arse trees can be.
Posted on 6/16/23 at 7:39 am to Salmon
Document every single thing that you throw away for contents portion of your insurance, take a picture and put a price on it
Posted on 6/16/23 at 7:41 am to Double Down
quote:
You suffered a tragedy and the first thing you do is run to an internet message board? Are you a 16 year old girl?
Friend,
We are friends and family here. I have known Salmon through internet message boards since 2003. It also is a sometimes good source of information, especially on hurricanes and insurance related to weather related damage.
On that topic, the OT cloud watchers, or computer graphic relayers, failed the OT last night. That was an impressive cluster or maybe even derecho that blew through the OT viewing area. Meanwhile on the other side of OT territory, the Florida Panhandle was hit with tornadoes and upwards of 20” of rain in a four hour period last night. At least we are aware of Canadian wild fires and a tropical wave 3000 miles away, though.
Yours,
TulaneLSU
Posted on 6/16/23 at 7:41 am to Salmon
There is a certain app you use for all insurance type pics that they will accept that time/date stamps the pics and they don't question it. Get it.
Posted on 6/16/23 at 7:43 am to Salmon
Sorry to hear it. Hope you get made whole somehow. At least everyone is physically okay.
Posted on 6/16/23 at 7:47 am to TulaneLSU
Poor guy and his family suffers a tragedy and you still can’t drop the dumb shtick.
Salmon, I’m an insurance agent. If you have any questions or claims concerns I’m happy to help
Salmon, I’m an insurance agent. If you have any questions or claims concerns I’m happy to help
This post was edited on 6/16/23 at 7:52 am
Posted on 6/16/23 at 7:51 am to Salmon
shite like this is why I wish I had a billion dollars. I'd have the work crew down there right now and we'd be cleaned up by the end of the day.
I have no advice for you, good luck on the process. Consider your situation and try to find a way to come out on the other end better than you are now.
I have no advice for you, good luck on the process. Consider your situation and try to find a way to come out on the other end better than you are now.
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