- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Nu Iota Prophet
Favorite team: | LSU |
Location: | Texas |
Biography: | |
Interests: | |
Occupation: | |
Number of Posts: | 110 |
Registered on: | 7/17/2012 |
Online Status: | Not Online |
Recent Posts
Message
re: House Mortgage Question
Posted by Nu Iota Prophet on 4/11/24 at 9:27 am
Not certain if they have the time or the patience; however, there is a program out there that's really good for first time home buyers. A full point is taken off of the interest rate and there is no down payment required.
I used them many years ago for my first home; however, there is a process. ...
re: March Job Numbers: "Stronger than expected"
Posted by Nu Iota Prophet on 4/5/24 at 3:40 pm
I swear this is like pick your poison.
If the job report is positive so goes a good day in the market, but also not so good news for future rate cuts.
If the job report is negative then the market responds negatively, but we then look for the potential rate cut in the horizon.
Where is th...
re: Filing K-1 forms with Turbo Tax for income on personal tax return.
Posted by Nu Iota Prophet on 4/5/24 at 8:11 am
TT will guide you. If it's incorrect TT will mention any issues when it's time to file.
I enter K-1s in TT. It's rather straight forward. Follow the prompts as asked and you should be fine.
There is a query function in TT if you desire more guidance.
I've always purchased the TT agent hel...
re: Mulkey and the media
Posted by Nu Iota Prophet on 3/28/24 at 12:37 pm
[quote]People who want a definition of “woke” are woke. People who have eyes and ears and have watched society devolve to men competing in womens sports don’t have to ask for a definition of “woke”
[/quote]
I was under the impression that we were going to have a serious conversation. I see that ...
re: Mulkey and the media
Posted by Nu Iota Prophet on 3/28/24 at 10:31 am
[quote]If the supposed to be "woke" people quit calling things like math racist you may have an argument but the Transportation Secretary who certainly considers himself woke called tunnels racist a few days ago so maybe it's the woke that need to make the adjustment not myself.[/quote]
I'm sorry...
re: Mulkey and the media
Posted by Nu Iota Prophet on 3/27/24 at 5:39 pm
“ Blaming the problems of people or institutions on racism, sexism, ect.”
Ok. I can respect your definition of Woke, but I’d like to share with you that it is not the definition people of color has for it when used. Somehow the word or phrase got twisted and is now used as the definition you shar...
re: Mulkey and the media
Posted by Nu Iota Prophet on 3/27/24 at 2:15 pm
“ Blah blah blah more woke BS”
How would you define “Woke”? ...
re: Savings Plan for Children - 529 vs. Other Options
Posted by Nu Iota Prophet on 3/1/24 at 1:08 pm
"the FAFSA assesses 529 assets at a maximum of 5.64 percent of the value when calculating ..."
You would be correct. Admittedly I was not adequately educated on the matter as I am now. In hindsight, I should have left it alone. ...
re: Index Universal Life Insurance
Posted by Nu Iota Prophet on 3/1/24 at 12:41 pm
Some would suggest never using insurance as an investment tool. My personal belief is you acquire an IUL based upon your needs/desires.
For example. My wife and I have one. The intent is to have something to pass onto our children in the event of life departure. We did not opt for a term policy,...
re: Savings Plan for Children - 529 vs. Other Options
Posted by Nu Iota Prophet on 2/28/24 at 11:54 am
Had a 529 for roughly 15 yrs. Got spooked when I learned that FASFA counts it against their calculation for tuition qualification amount. Proceeded to roll it into a Brokerage Account.
In hindsight, if known about the current rollover option, I would have left it alone. I'm not too broken up abo...
re: 2023 Tax Filing
Posted by Nu Iota Prophet on 2/7/24 at 11:29 am
Figured it out. New company (started in 2023) software did not seem to capture W4 inputs properly and therefore Fed. Withdrawals were half of what there were in the past.
Note to self to check these things annually. :banghead:
Thanks @slackster. You pushed me to think differently about this...
re: 2023 Tax Filing
Posted by Nu Iota Prophet on 2/6/24 at 1:57 pm
You are indeed correct. All things being equal, in your scenario, taxes should be lower. The 7% I speak of in my OP should result favorably on 2023 taxes.
Something else is going on regarding my matter. I'll have to dig deeper. ...
2023 Tax Filing
Posted by Nu Iota Prophet on 2/6/24 at 10:45 am
Anyone else seeing a shift in your prep filing of 2023 taxes?
I'm noticing preliminarily that I owe considerably for 2023 whereas 2022 returned a refund to me. No shift in income.
Even with the income thresholds for the 2023 tax brackets adjusted significantly (up about 7% — from 2022 due to...
re: Why didn’t Eric Reid have a better nfl career?
Posted by Nu Iota Prophet on 1/28/24 at 8:17 pm
Define “Woke”…...
re: Roth Income Limits and Backdoor
Posted by Nu Iota Prophet on 1/19/24 at 8:08 pm
Are you hit with the prorata each time you do it?...
re: Roth Income Limits and Backdoor
Posted by Nu Iota Prophet on 1/19/24 at 7:58 pm
Wait. I'm confused but definitely appreciate this tread.
I contributed with after tax money $7k in 2020 and 2021. Total of $14k. I always thought, not sure why, that those funds are technically treated like a Roth as it's taxed funds. As such, I've simply left it alone thinking I could pull it tax ...
re: A thread to end Brian Kelly to Michigan rumors… maybe
Posted by Nu Iota Prophet on 1/16/24 at 3:09 pm
Isn't there a massive plan to rebuild the lakes?
Also, when does Kelly have the time to sit on his porch. LoL...
re: Long term care insurnace policies
Posted by Nu Iota Prophet on 1/12/24 at 1:34 pm
This is what I have. Most on this platform will burn anyone at the stake that mentions WL; however, it has it's place and it is certainly not for everyone. ...
re: Long term care insurnace policies
Posted by Nu Iota Prophet on 1/12/24 at 1:15 pm
I'm sorry. I do not. Cost varies depending if you are buying out right or acquiring through your employer. Also more expensive for a male than a female as underwriters have determined, in their model, that women tend to live longer. How much coverage you are desiring also factors in.
Wish I had ...
re: Long term care insurnace policies
Posted by Nu Iota Prophet on 1/12/24 at 12:50 pm
I don't have one; however, I know of several friends that do. They are all in their 50s. Most companies (e.g. Southwest Airlines) offer it as a selection in their benefits.
The friends that have it sited history of family ailments. Therefore they felt it best to acquire.
I befriended a gentle...
Popular