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re: 401k Question - Spock on 9/10/17 at 8:14 am
Dude, stop worrying about hours. They match up to 5% of whatever your before tax pay is. So you should at the least contribute 5% of your paycheck to your 401k. Example - you make $2,000 on one paycheck. You will have 5% of your own money put in your 401k ($100) and you company will put an equal...Jump to Post - View Topic - Replies (1)
re: What to do about a horrible 401k - Spock on 7/15/17 at 10:59 pm
[quote]Without any match, I don't see any reason not to open your own investment account[/quote] Really? Even without a company match, it is still advantageous to contribute to a 401k (Roth or Traditional) over a fully taxable investment account....Jump to Post - View Topic - Replies (1)
re: What to do about a horrible 401k - Spock on 7/15/17 at 10:56 pm
Jesus these are some horrible responses. Even at 1.35%, the tax savings on a 401k are way better then investing in taxable accounts. Since you're already maxing out your other tax advantaged accounts I would say to just continue contributing to your 401k. It's obviously not worth quitting your job a...Jump to Post - View Topic - Replies (1)
re: The Great Flood of 2016: Fill Out Disaster Forms NOW. Link Inside! - Spock on 8/14/16 at 8:13 am
http://waterdata.usgs.gov/la/nwis/uv?site_no=07380101 Any thoughts on why it looks like Bayou Manchac has stopped rising? Just a reading error?...Jump to Post - View Topic - Replies (0)
re: The Great Flood of 2016: Fill Out Disaster Forms NOW. Link Inside! - Spock on 8/13/16 at 9:18 pm
[quote]Is there anyone that lives in this area that can tell us what the water is doing?[/quote] My road goes north off of 42 into Bayou Manchac. Water is currently rising and shows no sign of slowing down. I'm on the high point of my street and raised about 1.5 feet. I've never been concerned ab...Jump to Post - View Topic - Replies (0)
re: Forming an S Corp. Cheapest way to do it? Benefits vs LLC? - Spock on 4/30/16 at 4:37 pm
[quote]But he was saying i need to set it up with a lawyer. I cant do this on legalzoom or something for a few hundred bucks? [/quote] I've never been through the process, but you can form a LA LLC online for like $100 or so and the election to be treated as an S Corp is literally filing one for...Jump to Post - View Topic - Replies (0)
re: Forming an S Corp. Cheapest way to do it? Benefits vs LLC? - Spock on 4/30/16 at 11:24 am
You can form an LLC and then elect to be treated as an SCorp. The two aren't mutually exclusive. You get the legal benefits of an LLC (limited liability), while having the tax benefits of being treated as an S Corp (pay yourself a salary to reduce self employment tax). I would sit down with a CPA...Jump to Post - View Topic - Replies (1)
re: Indiana just banned the abortion of fetuses with Down Syndrome - Spock on 3/25/16 at 1:27 pm
[quote] Pro-choice here. It is a move to discourage abortion in general. Death by a thousand cuts. Repubs want to do away with welfare, but make abortion illegal. fricked up party, IMO.[/quote] I've been on Reddit, too....
Posted on Political TalkJump to Post - View Topic - Replies (0)
re: What do you think LSU was ranked first and last in this season? - Spock on 12/17/15 at 1:34 pm
[quote]Ranked First: Rushing attempts against defense on first down [/quote] That just means that we had the most attempted rushes against us on 1st down while WE were on defense....
Posted on Tiger RantJump to Post - View Topic - Replies (0)
re: Canidae Dog Food - Spock on 11/30/15 at 6:26 pm
I exclusively feed my dogs this... http://www.canidae.com/dog-food/grain-free-pure/dry/pure-elements-lamb Not sure if related, but I have a 9 year old boxer that still runs around with the younger dog all the time....Jump to Post - View Topic - Replies (0)
Help picking best mortgage option - Spock on 3/24/15 at 12:22 pm
I'm buying a $270k home and putting 10% down and the loan officer has basically given me 2 options for the mortgage: - Conventional 90% loan at 4.00% - would have to pay PMI until I reach 20% equity in the house. From my calculation, it seems like that would be sometime in 2020 (could be wrong, ...Jump to Post - View Topic - Replies (3)
re: Explain the child tax credit to me - Spock on 2/2/15 at 12:19 pm
[quote]It's $1,000, correct? [/quote] Yes, $1,000 per child. With certain income limitations. It starts to phase out at $100,000-MFJ & $75,000-Single. [quote]Also, this means that if I owe $500 in federal taxes, then I should receive $500 instead of owing anything, right? It's a tax cred...Jump to Post - View Topic - Replies (2)
re: A World of Ice and Fire (book) comes out today - Spock on 11/7/14 at 7:43 pm
[quote]dude can right 30000 pages of backstory but cant finish the actual damn story[/quote] He didn't write this book....
Posted on Movie/TV BoardJump to Post - View Topic - Replies (0)
Photo: Karl Malone & John Stockton Were At Tiger Stadium Saturday
...With their flip phones.
Four-Star QB Gerry Bohanon Recaps His Surprise Visit To LSU Last Saturday
Bohanon made his first visit to Baton Rouge for the Auburn game.
LSU Releases "Rally In The Valley" Highlight Video
What a comeback.
Kirk Herbstreit Lists His Top Performances Of Week 7
He's liking the Tigers now.
Coach O Says Turning Point For The Tigers Was When Duke Riley "Lit Into The Team"
Riley had a talk with the team after the Troy loss.
Two LSU Tigers Named SEC Players Of The Week
Astros Pitcher Lance McCullers' Wife Is Pretty Hot
Sylvester Stallone Makes His Model Daughter Hit Golf Ball In Tight Dress
Kind of creepy, Sly.
Look Which Rumored Next Hire Is In Knoxville For Vols Game This Weekend
Freak out Vols fan.
Cubs Pitcher Jon Lester's Drunk Post-Game Interview Was Awesome
Celebrate that win.